The Reality Of Being A Young Millionaire
Published on: December 2 2022 by Tatiana James
The Reality Of Being A Young Millionaire
Table of Contents
The Reality Of Being A Young Millionaire
| startTime | durationTime | text |
| 00:00:00 | 00:00:03 | having money is just going to exaggerate |
| 00:00:02 | 00:00:06 | what you already are |
| 00:00:03 | 00:00:07 | so if you are a greedy person it's going |
| 00:00:06 | 00:00:09 | to exaggerate that great if you're a |
| 00:00:07 | 00:00:12 | generous person it's going to |
| 00:00:09 | 00:00:12 | exaggerate that money in itself is not |
| 00:00:12 | 00:00:14 | good or bad |
| 00:00:12 | 00:00:16 | so if you're holding on to this belief |
| 00:00:14 | 00:00:17 | that money is a certain thing you're |
| 00:00:16 | 00:00:18 | giving it a label |
| 00:00:17 | 00:00:20 | because if you believe that money is |
| 00:00:18 | 00:00:21 | evil you're going to try and stay as far |
| 00:00:20 | 00:00:24 | away from that as possible |
| 00:00:21 | 00:00:24 | having the freedom really just to buy |
| 00:00:24 | 00:00:26 | whatever i want |
| 00:00:24 | 00:00:29 | like when we go out we don't have to |
| 00:00:26 | 00:00:30 | think about how much something costs |
| 00:00:29 | 00:00:32 | unless it's like a really big purchase |
| 00:00:30 | 00:00:33 | like a car or like a really high tiket |
| 00:00:32 | 00:00:34 | item |
| 00:00:33 | 00:00:36 | but if we go to a restaurant we can |
| 00:00:34 | 00:00:39 | experience the best |
| 00:00:36 | 00:00:40 | of what a chef can create hey everyone |
| 00:00:39 | 00:00:42 | this is stefan james from project life |
| 00:00:40 | 00:00:44 | mastery and i'm being joined right now |
| 00:00:42 | 00:00:46 | by the beautiful tatiana james |
| 00:00:44 | 00:00:48 | today we're going to tok about what |
| 00:00:46 | 00:00:50 | it's really like being |
| 00:00:48 | 00:00:51 | young millionaires now we've both been |
| 00:00:50 | 00:00:52 | blessed to have achieved being |
| 00:00:51 | 00:00:55 | millionaires at |
| 00:00:52 | 00:00:56 | quite a young age in our 20s and today |
| 00:00:55 | 00:00:57 | we want to share with you what it's |
| 00:00:56 | 00:00:58 | really like |
| 00:00:57 | 00:01:00 | and i thought we'd each kind of share |
| 00:00:58 | 00:01:02 | what we think are the positives |
| 00:01:00 | 00:01:03 | so all the great things and a lot of |
| 00:01:02 | 00:01:05 | that goes without being said but i |
| 00:01:03 | 00:01:06 | thought it'd be useful for you to hear |
| 00:01:05 | 00:01:07 | from us |
| 00:01:06 | 00:01:09 | our perspectives of being millionaires |
| 00:01:07 | 00:01:11 | now for a number of years |
| 00:01:09 | 00:01:12 | but we also want to share the negatives |
| 00:01:11 | 00:01:14 | the parts of it that we feel |
| 00:01:12 | 00:01:16 | you know the things that you don't quite |
| 00:01:14 | 00:01:18 | know or think about when you're on the |
| 00:01:16 | 00:01:19 | pursuit of it because often you delude |
| 00:01:18 | 00:01:21 | yourself thinking everything's going to |
| 00:01:19 | 00:01:21 | be great everything's going to be |
| 00:01:21 | 00:01:23 | perfect |
| 00:01:21 | 00:01:25 | and that's not always the case so we |
| 00:01:23 | 00:01:27 | want to share that with you as well |
| 00:01:25 | 00:01:28 | so tatiana do you want to first kick it |
| 00:01:27 | 00:01:29 | off and share for you being a |
| 00:01:28 | 00:01:31 | millionaire what were some of the |
| 00:01:29 | 00:01:32 | greatest positives that |
| 00:01:31 | 00:01:34 | you've experienced so far by being a |
| 00:01:32 | 00:01:37 | millionaire well i'll first say that um |
| 00:01:34 | 00:01:39 | i didn't know that i was a millionaire |
| 00:01:37 | 00:01:40 | until my accountant had gotten back with |
| 00:01:39 | 00:01:42 | some |
| 00:01:40 | 00:01:43 | information and i kind of showed steph |
| 00:01:42 | 00:01:44 | and i was like hey does this mean i'm a |
| 00:01:43 | 00:01:46 | millionaire now |
| 00:01:44 | 00:01:48 | and he's like yeah that does mean yeah |
| 00:01:46 | 00:01:49 | because there's there's a millionaire |
| 00:01:48 | 00:01:51 | net worth when you actually |
| 00:01:49 | 00:01:53 | determine the the net worth of your |
| 00:01:51 | 00:01:55 | assets your money your investments all |
| 00:01:53 | 00:01:57 | of that as well as making a million |
| 00:01:55 | 00:02:00 | dollars a year type of thing too so |
| 00:01:57 | 00:02:03 | so the point is that i didn't change |
| 00:02:00 | 00:02:04 | my lifestyle didn't change the way i was |
| 00:02:03 | 00:02:05 | living didn't change |
| 00:02:04 | 00:02:08 | it was just that the money in the bank |
| 00:02:05 | 00:02:09 | changed and so that's when i realized it |
| 00:02:08 | 00:02:10 | was a millionaire even though i was |
| 00:02:09 | 00:02:12 | still |
| 00:02:10 | 00:02:13 | kind of like nothing in my personal life |
| 00:02:12 | 00:02:17 | had changed at that point |
| 00:02:13 | 00:02:19 | it was just on paper um so i would say |
| 00:02:17 | 00:02:20 | uh you know for me one of the most |
| 00:02:19 | 00:02:24 | valuable things uh |
| 00:02:20 | 00:02:27 | has been that i'm no longer so focused |
| 00:02:24 | 00:02:29 | and preoccupied with making money |
| 00:02:27 | 00:02:32 | and that's necessary to do in the |
| 00:02:29 | 00:02:34 | beginning you have to make that a focus |
| 00:02:32 | 00:02:36 | you have to make money important if you |
| 00:02:34 | 00:02:38 | don't think money is important |
| 00:02:36 | 00:02:39 | then you're probably broke you have to |
| 00:02:38 | 00:02:40 | make money an important thing in your |
| 00:02:39 | 00:02:42 | life |
| 00:02:40 | 00:02:44 | um because what you think is important |
| 00:02:42 | 00:02:45 | you'll have if you don't think your car |
| 00:02:44 | 00:02:45 | is important you're not going to have a |
| 00:02:45 | 00:02:47 | car |
| 00:02:45 | 00:02:48 | if you don't think that your computer is |
| 00:02:47 | 00:02:49 | important you're not going to buy a |
| 00:02:48 | 00:02:50 | computer |
| 00:02:49 | 00:02:52 | so you have to think that money is |
| 00:02:50 | 00:02:55 | important in order to um |
| 00:02:52 | 00:02:56 | to create money and and wealth in your |
| 00:02:55 | 00:02:59 | life |
| 00:02:56 | 00:03:01 | um so but at this point uh now i don't |
| 00:02:59 | 00:03:02 | have to make it my primary focus because |
| 00:03:01 | 00:03:04 | my bills are being paid i've got money |
| 00:03:02 | 00:03:06 | in the bank like i'm doing |
| 00:03:04 | 00:03:08 | much better financially than of course i |
| 00:03:06 | 00:03:10 | was a number of years ago |
| 00:03:08 | 00:03:11 | and i've kind of moved from you know |
| 00:03:10 | 00:03:13 | this survival mode |
| 00:03:11 | 00:03:14 | in this hierarchy to a place where i |
| 00:03:13 | 00:03:16 | don't have to |
| 00:03:14 | 00:03:18 | worry about the fundamentals anymore |
| 00:03:16 | 00:03:20 | when you're just worried about like |
| 00:03:18 | 00:03:21 | do i have enough money for gas do i have |
| 00:03:20 | 00:03:23 | enough money to pay my |
| 00:03:21 | 00:03:25 | car insurance do i have enough money to |
| 00:03:23 | 00:03:27 | pay my tuition like |
| 00:03:25 | 00:03:28 | that's that's your whole focus you're |
| 00:03:27 | 00:03:30 | like focused on |
| 00:03:28 | 00:03:32 | just making money saving money and |
| 00:03:30 | 00:03:33 | you're preoccupied with the worries of |
| 00:03:32 | 00:03:35 | money |
| 00:03:33 | 00:03:37 | and now i would say one of the the |
| 00:03:35 | 00:03:38 | biggest luxuries that becoming a |
| 00:03:37 | 00:03:42 | millionaire has afforded me |
| 00:03:38 | 00:03:44 | is to direct that focus and that energy |
| 00:03:42 | 00:03:45 | onto other areas of my life that i would |
| 00:03:44 | 00:03:48 | probably argue |
| 00:03:45 | 00:03:49 | are equally or or more important than |
| 00:03:48 | 00:03:52 | than money itself |
| 00:03:49 | 00:03:55 | such as my relationships uh my |
| 00:03:52 | 00:03:57 | my spirituality my health |
| 00:03:55 | 00:03:59 | my physical body like all of these other |
| 00:03:57 | 00:04:01 | areas of life that |
| 00:03:59 | 00:04:02 | when you're in survival mode those are |
| 00:04:01 | 00:04:04 | kind of like a second thought those are |
| 00:04:02 | 00:04:04 | kind of like a luxury in many ways |
| 00:04:04 | 00:04:06 | because |
| 00:04:04 | 00:04:08 | you're just trying to survive um so i |
| 00:04:06 | 00:04:09 | would say like that's been the price |
| 00:04:08 | 00:04:12 | like the biggest |
| 00:04:09 | 00:04:13 | benefit of it all because now i find |
| 00:04:12 | 00:04:15 | myself like i |
| 00:04:13 | 00:04:17 | i give myself a lot of time to read |
| 00:04:15 | 00:04:20 | books and learn and develop |
| 00:04:17 | 00:04:22 | and grow you know and and and grow in |
| 00:04:20 | 00:04:24 | in many ways that don't necessarily make |
| 00:04:22 | 00:04:26 | me money whereas before a lot of my time |
| 00:04:24 | 00:04:28 | was focused on like just doing things |
| 00:04:26 | 00:04:29 | that can help me make money |
| 00:04:28 | 00:04:32 | versus now i can do things that don't |
| 00:04:29 | 00:04:34 | directly make me money but actually help |
| 00:04:32 | 00:04:35 | me grow and evolve as a person |
| 00:04:34 | 00:04:37 | and actually help contribute to my |
| 00:04:35 | 00:04:38 | fulfillment and happiness |
| 00:04:37 | 00:04:40 | yeah and i you know we've both been in |
| 00:04:38 | 00:04:42 | that position where money |
| 00:04:40 | 00:04:44 | had to be such a big focus because out |
| 00:04:42 | 00:04:45 | of necessity |
| 00:04:44 | 00:04:47 | um just you know you have your bills you |
| 00:04:45 | 00:04:48 | have your expenses in your case student |
| 00:04:47 | 00:04:49 | loan debt |
| 00:04:48 | 00:04:51 | um you know you have all your |
| 00:04:49 | 00:04:53 | responsibilities and |
| 00:04:51 | 00:04:55 | it's very challenging being in that mode |
| 00:04:53 | 00:04:57 | of survival where |
| 00:04:55 | 00:04:59 | you know you you have to work at your |
| 00:04:57 | 00:05:01 | job in some cases two jobs and you know |
| 00:04:59 | 00:05:02 | my case had to do construction work on |
| 00:05:01 | 00:05:04 | the side and |
| 00:05:02 | 00:05:05 | all of that just to get out of debt and |
| 00:05:04 | 00:05:07 | so |
| 00:05:05 | 00:05:09 | the stresses and the anxieties that |
| 00:05:07 | 00:05:11 | you'd feel around that |
| 00:05:09 | 00:05:12 | for us now that's kind of dissipated |
| 00:05:11 | 00:05:13 | which is amazing i'd say there's |
| 00:05:12 | 00:05:15 | different |
| 00:05:13 | 00:05:16 | levels of anxiety and some still |
| 00:05:15 | 00:05:17 | problems that you face which we'll get |
| 00:05:16 | 00:05:19 | to a little bit later |
| 00:05:17 | 00:05:22 | but yeah i can attest to that too |
| 00:05:19 | 00:05:24 | because um for me making money |
| 00:05:22 | 00:05:25 | really could allow me to invest more in |
| 00:05:24 | 00:05:27 | myself |
| 00:05:25 | 00:05:28 | so i love to invest in courses go to |
| 00:05:27 | 00:05:30 | seminars hire mentors |
| 00:05:28 | 00:05:32 | get the best supplements for my health |
| 00:05:30 | 00:05:34 | shop at whole foods get the best quality |
| 00:05:32 | 00:05:36 | foods for my body |
| 00:05:34 | 00:05:37 | for me money has allowed me to for both |
| 00:05:36 | 00:05:39 | of us to |
| 00:05:37 | 00:05:41 | accelerate the growth and progress in |
| 00:05:39 | 00:05:43 | every other aspect of our life |
| 00:05:41 | 00:05:45 | not only by the the actual money itself |
| 00:05:43 | 00:05:46 | that can be allocated and invested in |
| 00:05:45 | 00:05:49 | those areas |
| 00:05:46 | 00:05:50 | but the mental ram okay your mental ram |
| 00:05:49 | 00:05:53 | that gets freed up |
| 00:05:50 | 00:05:54 | of not being so preoccupied about paying |
| 00:05:53 | 00:05:57 | your bills and surviving |
| 00:05:54 | 00:05:59 | it allows your brain to operate at a |
| 00:05:57 | 00:06:00 | different level where you can |
| 00:05:59 | 00:06:02 | direct your focus and your attention |
| 00:06:00 | 00:06:04 | your energy into other things in your |
| 00:06:02 | 00:06:05 | life that are so much more meaningful |
| 00:06:04 | 00:06:07 | and help you grow and evolve |
| 00:06:05 | 00:06:09 | in many different ways and if i can just |
| 00:06:07 | 00:06:11 | add to that one of the reasons why we |
| 00:06:09 | 00:06:13 | made it so important to |
| 00:06:11 | 00:06:15 | make money is because of our experience |
| 00:06:13 | 00:06:16 | we see our parents for example |
| 00:06:15 | 00:06:19 | both of us our parents struggled |
| 00:06:16 | 00:06:20 | financially both of us our parents ended |
| 00:06:19 | 00:06:23 | up divorced |
| 00:06:20 | 00:06:25 | separated mainly because of money in the |
| 00:06:23 | 00:06:26 | household always arguing about money not |
| 00:06:25 | 00:06:28 | having |
| 00:06:26 | 00:06:29 | enough money not um you know like |
| 00:06:28 | 00:06:30 | there's so many arguments in the |
| 00:06:29 | 00:06:33 | household because of that |
| 00:06:30 | 00:06:34 | marriage is broken apart because of the |
| 00:06:33 | 00:06:37 | finances |
| 00:06:34 | 00:06:39 | and um and and and even today like you |
| 00:06:37 | 00:06:40 | know when i get on the phone with my mom |
| 00:06:39 | 00:06:43 | she's still like |
| 00:06:40 | 00:06:44 | always stressed out about money and um |
| 00:06:43 | 00:06:46 | and you know it's funny i'm like mom |
| 00:06:44 | 00:06:47 | like don't you know like i'm gonna take |
| 00:06:46 | 00:06:48 | care of you you don't have to worry |
| 00:06:47 | 00:06:50 | about money but |
| 00:06:48 | 00:06:52 | it's still always like when when that's |
| 00:06:50 | 00:06:56 | been part of your blueprint |
| 00:06:52 | 00:06:56 | for decades for 50 or 60 years you've |
| 00:06:56 | 00:06:59 | always |
| 00:06:56 | 00:07:01 | lived kind of in scarcity it's very hard |
| 00:06:59 | 00:07:03 | to make that shift and actually |
| 00:07:01 | 00:07:05 | that actually has it's still something |
| 00:07:03 | 00:07:07 | that i'm transitioning you know for me |
| 00:07:05 | 00:07:09 | i've always been very |
| 00:07:07 | 00:07:10 | i hate to use the word frugal but in |
| 00:07:09 | 00:07:12 | many ways i have |
| 00:07:10 | 00:07:14 | i have been frugal because my dad was |
| 00:07:12 | 00:07:14 | always very frugal and i always wanted |
| 00:07:14 | 00:07:16 | to be |
| 00:07:14 | 00:07:18 | not be like that but i actually see |
| 00:07:16 | 00:07:20 | myself i took on a lot of that |
| 00:07:18 | 00:07:22 | um yeah conservative is a better word |
| 00:07:20 | 00:07:23 | because i i do |
| 00:07:22 | 00:07:25 | there's benefits it's smart to be frugal |
| 00:07:23 | 00:07:26 | in some ways but it can also be a |
| 00:07:25 | 00:07:28 | detriment if you're just |
| 00:07:26 | 00:07:30 | still you know kind of cheap yeah you |
| 00:07:28 | 00:07:31 | know it's definitely served me more in |
| 00:07:30 | 00:07:33 | my life um than |
| 00:07:31 | 00:07:34 | than not well i mean that's yeah just |
| 00:07:33 | 00:07:34 | kind of toking about how that's been a |
| 00:07:34 | 00:07:36 | benefit |
| 00:07:34 | 00:07:38 | for you i guess or you've been more like |
| 00:07:36 | 00:07:39 | that and you haven't you haven't yet |
| 00:07:38 | 00:07:41 | caught up it's almost like |
| 00:07:39 | 00:07:43 | your brain still thinks that you're |
| 00:07:41 | 00:07:43 | still in that mode a few years ago where |
| 00:07:43 | 00:07:45 | you're |
| 00:07:43 | 00:07:46 | struggling and the reality is and your |
| 00:07:45 | 00:07:47 | bank account is showing otherwise but it |
| 00:07:46 | 00:07:48 | takes |
| 00:07:47 | 00:07:50 | there's kind of like a lag time with |
| 00:07:48 | 00:07:51 | that it takes a while for it to catch up |
| 00:07:50 | 00:07:52 | yeah so |
| 00:07:51 | 00:07:54 | so in many ways it's been good because |
| 00:07:52 | 00:07:56 | it's helped me to save a lot of money |
| 00:07:54 | 00:07:57 | but in other ways it's like well tatiana |
| 00:07:56 | 00:07:59 | you're not in the same position you were |
| 00:07:57 | 00:08:01 | five years ago like |
| 00:07:59 | 00:08:02 | hang loose a little bit like have fun a |
| 00:08:01 | 00:08:05 | little bit enjoy yourself a little bit |
| 00:08:02 | 00:08:06 | more but my mind is still thinking like |
| 00:08:05 | 00:08:08 | you know you got to save money you got |
| 00:08:06 | 00:08:10 | it like my mom's blueprint what she |
| 00:08:08 | 00:08:11 | taught me growing up is like you have to |
| 00:08:10 | 00:08:13 | save money we're poor |
| 00:08:11 | 00:08:15 | we can't afford that those are all those |
| 00:08:13 | 00:08:17 | get embedded into your mind system |
| 00:08:15 | 00:08:19 | your mindset and it's very hard to make |
| 00:08:17 | 00:08:20 | those shifts you have to consciously |
| 00:08:19 | 00:08:22 | make those shifts |
| 00:08:20 | 00:08:24 | um and so it's a work in progress it |
| 00:08:22 | 00:08:25 | doesn't just happen overnight |
| 00:08:24 | 00:08:27 | and so i've notiked myself that although |
| 00:08:25 | 00:08:30 | i've become a millionaire |
| 00:08:27 | 00:08:33 | in many ways my mindset hasn't evolved |
| 00:08:30 | 00:08:35 | and so i have to like work on um |
| 00:08:33 | 00:08:36 | expanding that mindset and changing |
| 00:08:35 | 00:08:37 | those beliefs |
| 00:08:36 | 00:08:39 | yeah you know but it's also a good thing |
| 00:08:37 | 00:08:40 | too because you do want to be cautious |
| 00:08:39 | 00:08:42 | you have all this money you want to be |
| 00:08:40 | 00:08:43 | cautious with it you don't want to just |
| 00:08:42 | 00:08:44 | there's some people |
| 00:08:43 | 00:08:46 | that make all this money they spend it |
| 00:08:44 | 00:08:48 | they waste it they blow it away |
| 00:08:46 | 00:08:50 | and they get into trouble with that so |
| 00:08:48 | 00:08:51 | it is good to slowly adapt it over time |
| 00:08:50 | 00:08:53 | to slowly |
| 00:08:51 | 00:08:55 | spending a bit more but you don't want |
| 00:08:53 | 00:08:57 | to go too extreme too fast because |
| 00:08:55 | 00:08:59 | even with the money you've made you want |
| 00:08:57 | 00:08:59 | it you want to keep it protected long |
| 00:08:59 | 00:09:02 | term |
| 00:08:59 | 00:09:03 | yeah and that's why it's actually like i |
| 00:09:02 | 00:09:06 | said it's actually benefited me more |
| 00:09:03 | 00:09:07 | because i'm very conservative with my |
| 00:09:06 | 00:09:09 | spending i |
| 00:09:07 | 00:09:11 | and when i go to the store it's a great |
| 00:09:09 | 00:09:12 | feeling to be like i can buy whatever i |
| 00:09:11 | 00:09:14 | want i can go to like a louis vuitton |
| 00:09:12 | 00:09:15 | and buy whatever i want every girl's |
| 00:09:14 | 00:09:17 | dream |
| 00:09:15 | 00:09:19 | and but i don't because i'm like yeah i |
| 00:09:17 | 00:09:22 | could buy that four thousand dollar poor |
| 00:09:19 | 00:09:22 | purse or i could put that money into an |
| 00:09:22 | 00:09:24 | investment |
| 00:09:22 | 00:09:26 | i could put it into a stok that pays me |
| 00:09:24 | 00:09:27 | dividends and that's going to help me at |
| 00:09:26 | 00:09:30 | like with my financial free |
| 00:09:27 | 00:09:31 | future and freedom um so it's like |
| 00:09:30 | 00:09:33 | that's cool too |
| 00:09:31 | 00:09:35 | to be able to to be conservative in that |
| 00:09:33 | 00:09:36 | way where you are |
| 00:09:35 | 00:09:38 | you have that self-control with your |
| 00:09:36 | 00:09:40 | spending um |
| 00:09:38 | 00:09:42 | kind of thinking more long-term yeah and |
| 00:09:40 | 00:09:43 | i'd say for me |
| 00:09:42 | 00:09:44 | you know my life didn't really change |
| 00:09:43 | 00:09:46 | becoming a millionaire really what |
| 00:09:44 | 00:09:47 | changed my life the most i've shared |
| 00:09:46 | 00:09:49 | this before |
| 00:09:47 | 00:09:50 | is really just making enough passive |
| 00:09:49 | 00:09:52 | income where i was free |
| 00:09:50 | 00:09:54 | and for me that big number was sixty |
| 00:09:52 | 00:09:54 | thousand dollars a year five grand a |
| 00:09:54 | 00:09:56 | month |
| 00:09:54 | 00:09:59 | uh for me once i got to a point where i |
| 00:09:56 | 00:10:00 | made five grand a month on autopilot and |
| 00:09:59 | 00:10:01 | i didn't have to do anything to make |
| 00:10:00 | 00:10:03 | that money |
| 00:10:01 | 00:10:05 | that's really what produced the biggest |
| 00:10:03 | 00:10:08 | change in my lifestyle |
| 00:10:05 | 00:10:09 | because that really meant at that stage |
| 00:10:08 | 00:10:12 | i could do what i want |
| 00:10:09 | 00:10:13 | when i wanted whenever i wanted i had i |
| 00:10:12 | 00:10:15 | had financial freedom |
| 00:10:13 | 00:10:16 | um or i'd say kind of within that range |
| 00:10:15 | 00:10:19 | 60 000 to around 100 |
| 00:10:16 | 00:10:20 | 000 a year and there's you know been |
| 00:10:19 | 00:10:22 | some research that shows that once you |
| 00:10:20 | 00:10:24 | make it like 70 000 a year your |
| 00:10:22 | 00:10:24 | happiness doesn't really go up that much |
| 00:10:24 | 00:10:26 | more |
| 00:10:24 | 00:10:28 | so for me that was the biggest shift in |
| 00:10:26 | 00:10:31 | my life making that amount of money |
| 00:10:28 | 00:10:33 | um because i could be my own boss i had |
| 00:10:31 | 00:10:35 | freedom with my time |
| 00:10:33 | 00:10:36 | i could travel which was uh something |
| 00:10:35 | 00:10:37 | that i valued a lot and still do i could |
| 00:10:36 | 00:10:39 | explore the world |
| 00:10:37 | 00:10:41 | you know and we have so much over the |
| 00:10:39 | 00:10:43 | last few years |
| 00:10:41 | 00:10:45 | i'd say that you know that kind of |
| 00:10:43 | 00:10:46 | lifestyle made the biggest shift and |
| 00:10:45 | 00:10:47 | that was through |
| 00:10:46 | 00:10:49 | you know having an online business and |
| 00:10:47 | 00:10:50 | what that provides once i became a |
| 00:10:49 | 00:10:52 | millionaire |
| 00:10:50 | 00:10:53 | it didn't really change anything that |
| 00:10:52 | 00:10:55 | much of my lifestyle |
| 00:10:53 | 00:10:57 | all it really meant it was just kind of |
| 00:10:55 | 00:10:58 | like a label and |
| 00:10:57 | 00:11:00 | it didn't mean that i was living a |
| 00:10:58 | 00:11:01 | millionaire lifestyle because i wasn't |
| 00:11:00 | 00:11:04 | spending a million dollars |
| 00:11:01 | 00:11:05 | it just meant that my net worth was a |
| 00:11:04 | 00:11:06 | million dollars |
| 00:11:05 | 00:11:07 | and then i eventually got to the point |
| 00:11:06 | 00:11:08 | where i was making a million dollars |
| 00:11:07 | 00:11:12 | plus per year |
| 00:11:08 | 00:11:13 | in my business pure profit and even with |
| 00:11:12 | 00:11:15 | that i didn't really upgrade my |
| 00:11:13 | 00:11:17 | lifestyle my expenses to that point now |
| 00:11:15 | 00:11:18 | we still have an expensive lifestyle we |
| 00:11:17 | 00:11:20 | have increased it |
| 00:11:18 | 00:11:21 | you know the the home that we're staying |
| 00:11:20 | 00:11:22 | in right now in honolulu is a very |
| 00:11:21 | 00:11:25 | expensive |
| 00:11:22 | 00:11:27 | apartment right right across the street |
| 00:11:25 | 00:11:29 | from ala moana beach and |
| 00:11:27 | 00:11:30 | you know really you know it's not cheap |
| 00:11:29 | 00:11:32 | to live the lifestyle that we live in |
| 00:11:30 | 00:11:33 | traveling all over the world and |
| 00:11:32 | 00:11:35 | you know we allow ourselves to buy |
| 00:11:33 | 00:11:37 | certain things but we're not spending |
| 00:11:35 | 00:11:38 | the amount of the amount of money that |
| 00:11:37 | 00:11:39 | we spend on our lifestyle is still very |
| 00:11:38 | 00:11:41 | small |
| 00:11:39 | 00:11:43 | in comparison to how much money that |
| 00:11:41 | 00:11:45 | we're making and how much |
| 00:11:43 | 00:11:46 | money that we have saved and invested so |
| 00:11:45 | 00:11:49 | i would say |
| 00:11:46 | 00:11:51 | um for me being a millionaire is really |
| 00:11:49 | 00:11:53 | just like a label |
| 00:11:51 | 00:11:54 | and um my lifestyle doesn't really |
| 00:11:53 | 00:11:56 | reflect that |
| 00:11:54 | 00:11:58 | but um i would say the biggest benefits |
| 00:11:56 | 00:12:01 | for me have been |
| 00:11:58 | 00:12:03 | um i would say |
| 00:12:01 | 00:12:05 | i would say that having the freedom |
| 00:12:03 | 00:12:07 | really just to buy whatever i want |
| 00:12:05 | 00:12:10 | like when we go out we don't have to |
| 00:12:07 | 00:12:11 | think about how much something costs |
| 00:12:10 | 00:12:13 | unless it's like a really big purchase |
| 00:12:11 | 00:12:14 | like a car or like a really high tiket |
| 00:12:13 | 00:12:15 | item |
| 00:12:14 | 00:12:17 | but if we go to a restaurant we can |
| 00:12:15 | 00:12:20 | experience the best |
| 00:12:17 | 00:12:22 | of what a chef can create and that's |
| 00:12:20 | 00:12:24 | just really cool to experience that art |
| 00:12:22 | 00:12:26 | and the highest level of quality of |
| 00:12:24 | 00:12:27 | something of food for example or |
| 00:12:26 | 00:12:29 | when you're you know going to buy |
| 00:12:27 | 00:12:32 | clothing we can buy the the highest |
| 00:12:29 | 00:12:34 | level of quality that human beings have |
| 00:12:32 | 00:12:36 | invented and innovated to create that we |
| 00:12:34 | 00:12:37 | can benefit from |
| 00:12:36 | 00:12:39 | as well as not just food and clothes and |
| 00:12:37 | 00:12:41 | materialistik things but |
| 00:12:39 | 00:12:43 | travel and and experiences that other |
| 00:12:41 | 00:12:44 | people have created we've been able to |
| 00:12:43 | 00:12:45 | experience and benefit from which has |
| 00:12:44 | 00:12:47 | been |
| 00:12:45 | 00:12:48 | so valuable because it's enhanced our |
| 00:12:47 | 00:12:50 | quality of life |
| 00:12:48 | 00:12:52 | um you just get more out of the time |
| 00:12:50 | 00:12:54 | that you hear on this planet and i |
| 00:12:52 | 00:12:55 | believe you only get one shot so we want |
| 00:12:54 | 00:12:57 | to make this life count |
| 00:12:55 | 00:12:59 | and i want the max experience of it so |
| 00:12:57 | 00:13:01 | that's what money has allowed is that we |
| 00:12:59 | 00:13:03 | can stay at the nicest hotels |
| 00:13:01 | 00:13:05 | and i remember you know we stayed at the |
| 00:13:03 | 00:13:08 | ritz carlton and just so many incredible |
| 00:13:05 | 00:13:10 | luxury experiences that um |
| 00:13:08 | 00:13:12 | you know doesn't really make you happy |
| 00:13:10 | 00:13:13 | but it's like a cool feeling to be able |
| 00:13:12 | 00:13:14 | to experience |
| 00:13:13 | 00:13:16 | those sort of things in your life and to |
| 00:13:14 | 00:13:17 | be able to enjoy them yeah and i would |
| 00:13:16 | 00:13:19 | just say that like |
| 00:13:17 | 00:13:21 | everyone deserves to have that |
| 00:13:19 | 00:13:23 | experience you all deserve and should |
| 00:13:21 | 00:13:25 | make it your goal to eat at the most |
| 00:13:23 | 00:13:27 | exclusive |
| 00:13:25 | 00:13:28 | the highest quality restaurant in your |
| 00:13:27 | 00:13:31 | state |
| 00:13:28 | 00:13:32 | like to give yourself that treat and i |
| 00:13:31 | 00:13:34 | think that you know |
| 00:13:32 | 00:13:36 | to experience that art like food is an |
| 00:13:34 | 00:13:37 | art especially when you're eating at |
| 00:13:36 | 00:13:39 | these restaurants where |
| 00:13:37 | 00:13:40 | these chefs they create something just |
| 00:13:39 | 00:13:42 | incredible to masterpiece you don't even |
| 00:13:40 | 00:13:44 | want to eat it it's so beautiful |
| 00:13:42 | 00:13:45 | but everyone should have that experience |
| 00:13:44 | 00:13:47 | in their lifetime as stephen said we |
| 00:13:45 | 00:13:48 | live one life on this earth and there's |
| 00:13:47 | 00:13:51 | just so much to experience |
| 00:13:48 | 00:13:52 | and money does help you buy a lot of |
| 00:13:51 | 00:13:54 | these |
| 00:13:52 | 00:13:56 | really incredible experiences and helps |
| 00:13:54 | 00:13:57 | you create memories and ultimately like |
| 00:13:56 | 00:13:57 | that's such a beautiful thing and i |
| 00:13:57 | 00:14:00 | think |
| 00:13:57 | 00:14:01 | for myself that's one of that's been one |
| 00:14:00 | 00:14:03 | of the best uses of my money |
| 00:14:01 | 00:14:05 | is not to spend it on materialistik |
| 00:14:03 | 00:14:07 | things but to actually use it towards |
| 00:14:05 | 00:14:09 | creating memories and having amazing |
| 00:14:07 | 00:14:13 | experiences both with stefan |
| 00:14:09 | 00:14:14 | my friends my family doing things that i |
| 00:14:13 | 00:14:16 | wouldn't have otherwise been able to |
| 00:14:14 | 00:14:18 | afford to do and |
| 00:14:16 | 00:14:19 | in doing so just like being able to bond |
| 00:14:18 | 00:14:22 | with people |
| 00:14:19 | 00:14:23 | bond on a different level and give |
| 00:14:22 | 00:14:24 | people share that experience with other |
| 00:14:23 | 00:14:26 | people part of the |
| 00:14:24 | 00:14:28 | the benefits of being rich and being |
| 00:14:26 | 00:14:30 | wealthy is to be able to |
| 00:14:28 | 00:14:31 | share that with your friends and family |
| 00:14:30 | 00:14:32 | and to |
| 00:14:31 | 00:14:34 | have those experiences with them if |
| 00:14:32 | 00:14:34 | you're just hoarding all to yourself |
| 00:14:34 | 00:14:36 | well |
| 00:14:34 | 00:14:37 | that's not very enjoyable you want to |
| 00:14:36 | 00:14:39 | spread the wealth and |
| 00:14:37 | 00:14:40 | and i would say like you know i know |
| 00:14:39 | 00:14:41 | we're going to get into later kind of |
| 00:14:40 | 00:14:43 | the |
| 00:14:41 | 00:14:44 | the negatives of it if you know |
| 00:14:43 | 00:14:46 | negatives but |
| 00:14:44 | 00:14:48 | you know one of the hard parts is also |
| 00:14:46 | 00:14:49 | that is is trying to draw the line |
| 00:14:48 | 00:14:51 | between |
| 00:14:49 | 00:14:53 | you know i want to give to my friends |
| 00:14:51 | 00:14:55 | and family and i want to kind of |
| 00:14:53 | 00:14:57 | spoil them and give them these |
| 00:14:55 | 00:14:58 | experiences but i also don't want to |
| 00:14:57 | 00:15:01 | overstep |
| 00:14:58 | 00:15:04 | and i don't want to kind of um |
| 00:15:01 | 00:15:06 | it's hard to to navigate that field a |
| 00:15:04 | 00:15:07 | little bit because i also don't want to |
| 00:15:06 | 00:15:09 | be |
| 00:15:07 | 00:15:10 | giving so much that they feel like oh |
| 00:15:09 | 00:15:11 | well you know they're not able to |
| 00:15:10 | 00:15:14 | contribute |
| 00:15:11 | 00:15:15 | give back in the same way or obligated |
| 00:15:14 | 00:15:16 | obligated i also don't want to |
| 00:15:15 | 00:15:19 | disrespect them |
| 00:15:16 | 00:15:20 | especially with family like in my |
| 00:15:19 | 00:15:22 | culture like you know |
| 00:15:20 | 00:15:23 | giving some family member money |
| 00:15:22 | 00:15:24 | especially if they're older than you |
| 00:15:23 | 00:15:26 | it's like |
| 00:15:24 | 00:15:28 | not a good thing in many ways and it can |
| 00:15:26 | 00:15:29 | be seen as disrespectful but at the same |
| 00:15:28 | 00:15:30 | time like |
| 00:15:29 | 00:15:32 | here i am in such a great position that |
| 00:15:30 | 00:15:34 | financially i want to give and i want to |
| 00:15:32 | 00:15:34 | help what what better use of my money |
| 00:15:34 | 00:15:37 | than to help my own |
| 00:15:34 | 00:15:38 | bloodline but in many ways it's like i |
| 00:15:37 | 00:15:39 | can't |
| 00:15:38 | 00:15:41 | necessarily do that because it's |
| 00:15:39 | 00:15:43 | considered disrespectful in many ways |
| 00:15:41 | 00:15:44 | for sure yeah you know we're going to |
| 00:15:43 | 00:15:46 | get into that a little bit but i'd say i |
| 00:15:44 | 00:15:47 | mean that's kind of like a high quality |
| 00:15:46 | 00:15:49 | problem to have but |
| 00:15:47 | 00:15:51 | i find just the yeah just the fact that |
| 00:15:49 | 00:15:53 | um i'd say that what's been so rewarding |
| 00:15:51 | 00:15:54 | for us is being able to contribute and |
| 00:15:53 | 00:15:56 | be able to give |
| 00:15:54 | 00:15:57 | and um you know we've been involved as |
| 00:15:56 | 00:15:58 | many of you guys know in building |
| 00:15:57 | 00:16:00 | schools |
| 00:15:58 | 00:16:02 | um all over the world but specifically |
| 00:16:00 | 00:16:05 | in africa ethiopia kenya |
| 00:16:02 | 00:16:06 | um in india and ecuador and different |
| 00:16:05 | 00:16:07 | countries |
| 00:16:06 | 00:16:09 | building houses for families too and |
| 00:16:07 | 00:16:10 | actually going on these trips and these |
| 00:16:09 | 00:16:13 | experiences and that's |
| 00:16:10 | 00:16:13 | that's also really rewarding too because |
| 00:16:13 | 00:16:15 | um |
| 00:16:13 | 00:16:17 | the money that you make you can you can |
| 00:16:15 | 00:16:20 | put it to such good use |
| 00:16:17 | 00:16:22 | and and you know it's good to enjoy your |
| 00:16:20 | 00:16:22 | money because you worked hard for it you |
| 00:16:22 | 00:16:23 | know and |
| 00:16:22 | 00:16:25 | you kind of have to reward yourself and |
| 00:16:23 | 00:16:27 | that can even be a little bit of a |
| 00:16:25 | 00:16:28 | motivator for you too to kind of |
| 00:16:27 | 00:16:30 | make sure that you can still receive and |
| 00:16:28 | 00:16:32 | enjoy and celebrate in different ways |
| 00:16:30 | 00:16:33 | that might be a little bit selfish |
| 00:16:32 | 00:16:35 | but also balancing that with |
| 00:16:33 | 00:16:36 | contributing giving to your church |
| 00:16:35 | 00:16:38 | giving to |
| 00:16:36 | 00:16:40 | different causes around the world and |
| 00:16:38 | 00:16:42 | when you put things in perspective |
| 00:16:40 | 00:16:44 | i mean when you buy a rolex or something |
| 00:16:42 | 00:16:44 | like that i mean this could do so much |
| 00:16:44 | 00:16:47 | more |
| 00:16:44 | 00:16:48 | for someone else i mean this could build |
| 00:16:47 | 00:16:50 | a school |
| 00:16:48 | 00:16:51 | you know and you know it's great to |
| 00:16:50 | 00:16:53 | enjoy |
| 00:16:51 | 00:16:55 | you know what this can provide which is |
| 00:16:53 | 00:16:56 | more of a symbol is what i look at it's |
| 00:16:55 | 00:16:58 | a symbol of success and accomplishment |
| 00:16:56 | 00:17:00 | to feel proud |
| 00:16:58 | 00:17:02 | but but for for both of us i think we're |
| 00:17:00 | 00:17:03 | always putting in perspective as much as |
| 00:17:02 | 00:17:04 | we can |
| 00:17:03 | 00:17:07 | and of course we could always do more |
| 00:17:04 | 00:17:09 | but uh giving and realizing how much |
| 00:17:07 | 00:17:11 | further that money can go |
| 00:17:09 | 00:17:12 | by helping other people around the world |
| 00:17:11 | 00:17:14 | um one thing i love from |
| 00:17:12 | 00:17:16 | andrew carnegie is that i spend the |
| 00:17:14 | 00:17:17 | first half of my life making as much |
| 00:17:16 | 00:17:19 | money as possible |
| 00:17:17 | 00:17:21 | and then the second half of my life |
| 00:17:19 | 00:17:22 | giving it all away and that's a great |
| 00:17:21 | 00:17:24 | model i think because i think when |
| 00:17:22 | 00:17:26 | you're first making this money |
| 00:17:24 | 00:17:28 | you want to enjoy you know the benefits |
| 00:17:26 | 00:17:29 | that it provides maybe buying those |
| 00:17:28 | 00:17:31 | things that might be more materialistik |
| 00:17:29 | 00:17:33 | items but |
| 00:17:31 | 00:17:34 | that eventually wears off and you get so |
| 00:17:33 | 00:17:35 | much more |
| 00:17:34 | 00:17:37 | impact and meaning and fulfillment |
| 00:17:35 | 00:17:38 | through contributing and helping others |
| 00:17:37 | 00:17:39 | and |
| 00:17:38 | 00:17:41 | that's something that we've stepped into |
| 00:17:39 | 00:17:43 | but i i really see later |
| 00:17:41 | 00:17:45 | as we get older that's going to be more |
| 00:17:43 | 00:17:47 | of a passion and a role of ours |
| 00:17:45 | 00:17:49 | especially being a philanthropist |
| 00:17:47 | 00:17:51 | getting involved in different charities |
| 00:17:49 | 00:17:52 | and things like that too yeah yeah |
| 00:17:51 | 00:17:54 | and that's the thing too like you also |
| 00:17:52 | 00:17:57 | want to reward yourself |
| 00:17:54 | 00:17:59 | and you have you don't have 12 rolexes |
| 00:17:57 | 00:18:00 | but you've built 12 houses you know like |
| 00:17:59 | 00:18:01 | that's that's |
| 00:18:00 | 00:18:03 | you kind of have to put it into |
| 00:18:01 | 00:18:05 | perspective but the way i see it is that |
| 00:18:03 | 00:18:09 | in in many ways i have been |
| 00:18:05 | 00:18:10 | so blessed and um you know just the fact |
| 00:18:09 | 00:18:13 | that i was born in canada |
| 00:18:10 | 00:18:14 | uh the fact that you know i was you know |
| 00:18:13 | 00:18:17 | just like |
| 00:18:14 | 00:18:19 | you know god has blessed me or it's i've |
| 00:18:17 | 00:18:20 | been lucky if you will |
| 00:18:19 | 00:18:22 | and i know that there are people all |
| 00:18:20 | 00:18:23 | around the world who don't have the same |
| 00:18:22 | 00:18:25 | opportunities as me |
| 00:18:23 | 00:18:26 | you know who don't even have access to |
| 00:18:25 | 00:18:28 | the internet i wouldn't have been able |
| 00:18:26 | 00:18:28 | to build my business and become a |
| 00:18:28 | 00:18:31 | millionaire |
| 00:18:28 | 00:18:31 | had i not had access to the internet and |
| 00:18:31 | 00:18:34 | we've been to |
| 00:18:31 | 00:18:36 | places in ethiopia and kenya where |
| 00:18:34 | 00:18:39 | they don't have access to the internet |
| 00:18:36 | 00:18:41 | in fact i haven't a kid from kenya who |
| 00:18:39 | 00:18:43 | we gave them we taught a class in kenya |
| 00:18:41 | 00:18:45 | we taught them about online business |
| 00:18:43 | 00:18:47 | try to explain to them what amazon is |
| 00:18:45 | 00:18:48 | what youtube is and yeah we were trying |
| 00:18:47 | 00:18:49 | to teach them about like what's to come |
| 00:18:48 | 00:18:51 | in the next five years because in about |
| 00:18:49 | 00:18:51 | five years they will have access to the |
| 00:18:51 | 00:18:55 | internet |
| 00:18:51 | 00:18:57 | uh more widely and so we were trying to |
| 00:18:55 | 00:18:59 | kind of share this opportunity with them |
| 00:18:57 | 00:19:00 | and we gave them all our email addresses |
| 00:18:59 | 00:19:02 | and i had two kids |
| 00:19:00 | 00:19:03 | that several months later reached out to |
| 00:19:02 | 00:19:05 | me saying that they want to build an |
| 00:19:03 | 00:19:06 | online business but it's so much harder |
| 00:19:05 | 00:19:07 | for them because |
| 00:19:06 | 00:19:09 | in order to just get access to the |
| 00:19:07 | 00:19:10 | internet they have to walk two hours to |
| 00:19:09 | 00:19:12 | get to school |
| 00:19:10 | 00:19:13 | there's one computer in the school that |
| 00:19:12 | 00:19:14 | they have to share between all the kids |
| 00:19:13 | 00:19:16 | and the teachers |
| 00:19:14 | 00:19:18 | so i mean it's just like very obvious |
| 00:19:16 | 00:19:19 | that i know of course i've had |
| 00:19:18 | 00:19:20 | opportunities that other people don't |
| 00:19:19 | 00:19:22 | have |
| 00:19:20 | 00:19:24 | so for me i feel it's almost like it's |
| 00:19:22 | 00:19:26 | an obligation to give |
| 00:19:24 | 00:19:28 | back you know god has given me so much |
| 00:19:26 | 00:19:30 | and can take away and i need to share |
| 00:19:28 | 00:19:32 | this wealth with people who haven't |
| 00:19:30 | 00:19:34 | who haven't had the fortune that i've |
| 00:19:32 | 00:19:36 | had in my life and so it's |
| 00:19:34 | 00:19:38 | very rewarding to be able to not |
| 00:19:36 | 00:19:39 | selfishly just hold on to all of this |
| 00:19:38 | 00:19:42 | but to also give it |
| 00:19:39 | 00:19:44 | back especially to people who don't have |
| 00:19:42 | 00:19:45 | the same access as you don't have the |
| 00:19:44 | 00:19:48 | same opportunities as you |
| 00:19:45 | 00:19:50 | would love to our hard workers are eager |
| 00:19:48 | 00:19:52 | like these kids that we met in kenya |
| 00:19:50 | 00:19:53 | at the kitsurina school these are these |
| 00:19:52 | 00:19:55 | are the smartest kids ever like they |
| 00:19:53 | 00:19:56 | speak fluent english they're in |
| 00:19:55 | 00:19:58 | they're super intelligent they have to |
| 00:19:56 | 00:20:00 | walk you know hours way more successful |
| 00:19:58 | 00:20:01 | than me if they were in my position no |
| 00:20:00 | 00:20:03 | doubt |
| 00:20:01 | 00:20:04 | so so yeah i mean that's a that's a huge |
| 00:20:03 | 00:20:06 | element of it |
| 00:20:04 | 00:20:08 | for sure and i'd say another benefit |
| 00:20:06 | 00:20:11 | before we move to the negatives |
| 00:20:08 | 00:20:13 | um uh just you know i look at |
| 00:20:11 | 00:20:14 | money as a tool and one of the greatest |
| 00:20:13 | 00:20:16 | benefits it provides |
| 00:20:14 | 00:20:18 | is that allows you to buy more of your |
| 00:20:16 | 00:20:19 | time and time is the most valuable thing |
| 00:20:18 | 00:20:21 | that we all have it's a depreciating |
| 00:20:19 | 00:20:23 | asset you can't get more of it |
| 00:20:21 | 00:20:25 | but what money allows you to do is the |
| 00:20:23 | 00:20:25 | things that you're spending your time |
| 00:20:25 | 00:20:27 | doing |
| 00:20:25 | 00:20:28 | that are not the best use of your time |
| 00:20:27 | 00:20:30 | or not the most rewarding or the |
| 00:20:28 | 00:20:32 | smartest uses of your time |
| 00:20:30 | 00:20:34 | you can hire other people to do those |
| 00:20:32 | 00:20:35 | things for you so we both have |
| 00:20:34 | 00:20:37 | we have an assistant dorina who's |
| 00:20:35 | 00:20:39 | awesome uh she |
| 00:20:37 | 00:20:40 | makes her life so much easier there's so |
| 00:20:39 | 00:20:40 | many things that we would normally have |
| 00:20:40 | 00:20:43 | to do |
| 00:20:40 | 00:20:45 | planning our travel and our trips other |
| 00:20:43 | 00:20:46 | you know communication and appointments |
| 00:20:45 | 00:20:48 | and all the different |
| 00:20:46 | 00:20:50 | kind of complexities that you have in |
| 00:20:48 | 00:20:53 | life she takes care of that for us |
| 00:20:50 | 00:20:54 | and and that's huge because an average |
| 00:20:53 | 00:20:56 | person |
| 00:20:54 | 00:20:57 | doesn't have that luxury um in the same |
| 00:20:56 | 00:20:58 | way we have you know we don't really |
| 00:20:57 | 00:21:01 | clean you know we |
| 00:20:58 | 00:21:02 | tidy up around the house but we don't |
| 00:21:01 | 00:21:04 | you know clean the toilets and things |
| 00:21:02 | 00:21:05 | like that we have someone that does that |
| 00:21:04 | 00:21:08 | stuff for us |
| 00:21:05 | 00:21:09 | um for food uh we get meals delivered to |
| 00:21:08 | 00:21:11 | us or we have a chef |
| 00:21:09 | 00:21:12 | you know in panama we had a chef for a |
| 00:21:11 | 00:21:15 | while um |
| 00:21:12 | 00:21:17 | and so these sort of things that money |
| 00:21:15 | 00:21:18 | can allow you to free up your time |
| 00:21:17 | 00:21:20 | throughout the week and so the average |
| 00:21:18 | 00:21:21 | person might spend 10 hours 20 hours out |
| 00:21:20 | 00:21:23 | of the week |
| 00:21:21 | 00:21:25 | doing these everyday things that don't |
| 00:21:23 | 00:21:26 | really move the needle that much in |
| 00:21:25 | 00:21:27 | their life they don't really bring in |
| 00:21:26 | 00:21:29 | more money they don't |
| 00:21:27 | 00:21:30 | and of course nobody really wants to do |
| 00:21:29 | 00:21:31 | those things if you had the choice |
| 00:21:30 | 00:21:33 | between |
| 00:21:31 | 00:21:34 | you know having to clean and cook or |
| 00:21:33 | 00:21:36 | whatever and you have the option instead |
| 00:21:34 | 00:21:38 | to read books to go to the gym |
| 00:21:36 | 00:21:39 | to spend time with friends with family |
| 00:21:38 | 00:21:41 | you'd most likely do |
| 00:21:39 | 00:21:43 | friends family go to the gym work on |
| 00:21:41 | 00:21:44 | your health learn more things |
| 00:21:43 | 00:21:46 | because that's going to benefit you in |
| 00:21:44 | 00:21:48 | your life so much more than just kind of |
| 00:21:46 | 00:21:49 | the maintenance stuff that you might do |
| 00:21:48 | 00:21:50 | around the house |
| 00:21:49 | 00:21:52 | so i'd say that's one of the greatest |
| 00:21:50 | 00:21:55 | benefits is |
| 00:21:52 | 00:21:57 | for us we don't we we've kind of freed |
| 00:21:55 | 00:21:58 | ourselves from a lot of the things |
| 00:21:57 | 00:22:00 | that a lot of people have to do and |
| 00:21:58 | 00:22:02 | that's also what allows us to grow |
| 00:22:00 | 00:22:04 | even further in our lives not just |
| 00:22:02 | 00:22:05 | financially but every other aspect of |
| 00:22:04 | 00:22:07 | our lives |
| 00:22:05 | 00:22:08 | as well as you know i look at you know |
| 00:22:07 | 00:22:10 | one thing that jim rohn said or meant |
| 00:22:08 | 00:22:12 | one of our mentors who said make it a |
| 00:22:10 | 00:22:13 | goal in your life to be a millionaire |
| 00:22:12 | 00:22:15 | to make a million bucks not for the |
| 00:22:13 | 00:22:16 | money but for who you become in the |
| 00:22:15 | 00:22:18 | process |
| 00:22:16 | 00:22:20 | and that's something i really value is |
| 00:22:18 | 00:22:21 | that in the process of becoming a |
| 00:22:20 | 00:22:22 | millionaire |
| 00:22:21 | 00:22:24 | you know some people they they don't |
| 00:22:22 | 00:22:26 | like millionaires they they |
| 00:22:24 | 00:22:27 | have this negative belief system around |
| 00:22:26 | 00:22:29 | them and sure enough they'll never |
| 00:22:27 | 00:22:30 | become a millionaire if they have these |
| 00:22:29 | 00:22:32 | negative beliefs that millionaires are |
| 00:22:30 | 00:22:33 | greedy and bad or whatever it is |
| 00:22:32 | 00:22:35 | you'll just never become that if that's |
| 00:22:33 | 00:22:37 | what you believe they are but |
| 00:22:35 | 00:22:39 | i look at a millionaire as someone |
| 00:22:37 | 00:22:40 | that's added value in some way shape or |
| 00:22:39 | 00:22:40 | form they've contributed they've created |
| 00:22:40 | 00:22:43 | an |
| 00:22:40 | 00:22:44 | idea a business or an investment they've |
| 00:22:43 | 00:22:46 | they've made a |
| 00:22:44 | 00:22:47 | contribution and therefore they've |
| 00:22:46 | 00:22:49 | received |
| 00:22:47 | 00:22:50 | millions of dollars in exchange for that |
| 00:22:49 | 00:22:52 | so there's someone that's contributed |
| 00:22:50 | 00:22:54 | there's someone that has innovated and |
| 00:22:52 | 00:22:56 | stepped outside the box |
| 00:22:54 | 00:22:57 | in some way there's someone that employs |
| 00:22:56 | 00:22:59 | other people |
| 00:22:57 | 00:23:01 | provides jobs and security security for |
| 00:22:59 | 00:23:02 | them they're people that work incredibly |
| 00:23:01 | 00:23:04 | hard because they're not going to become |
| 00:23:02 | 00:23:05 | a millionaire if you don't work hard |
| 00:23:04 | 00:23:08 | there's all these qualities they're |
| 00:23:05 | 00:23:09 | often confident they're leaders there's |
| 00:23:08 | 00:23:11 | certain qualities of that |
| 00:23:09 | 00:23:13 | and in the pursuit of becoming a |
| 00:23:11 | 00:23:13 | millionaire it forces you to become more |
| 00:23:13 | 00:23:15 | of that |
| 00:23:13 | 00:23:17 | it forces you to become more of a giver |
| 00:23:15 | 00:23:18 | it forces you to become more confident |
| 00:23:17 | 00:23:22 | it forces you to become |
| 00:23:18 | 00:23:23 | a harder worker smarter worker better at |
| 00:23:22 | 00:23:25 | innovating things |
| 00:23:23 | 00:23:27 | being more organized all of these great |
| 00:23:25 | 00:23:29 | positive qualities that you acquire in |
| 00:23:27 | 00:23:31 | the pursuit of becoming a millionaire |
| 00:23:29 | 00:23:33 | and so i think that's really what makes |
| 00:23:31 | 00:23:35 | someone uh like a millionaire attractive |
| 00:23:33 | 00:23:35 | it's not just their money but it's all |
| 00:23:35 | 00:23:37 | the |
| 00:23:35 | 00:23:39 | attributes and characteristiks that make |
| 00:23:37 | 00:23:41 | up who that person is |
| 00:23:39 | 00:23:43 | and yeah there's some people that have |
| 00:23:41 | 00:23:44 | stolen and you know frauds and things |
| 00:23:43 | 00:23:45 | like that |
| 00:23:44 | 00:23:47 | but i'm toking about people have |
| 00:23:45 | 00:23:48 | actually earned it provided value in the |
| 00:23:47 | 00:23:50 | pursuit of becoming that |
| 00:23:48 | 00:23:52 | and so for for both of us you know we've |
| 00:23:50 | 00:23:53 | been able to grow in so many different |
| 00:23:52 | 00:23:54 | ways in our life not just with our time |
| 00:23:53 | 00:23:56 | but |
| 00:23:54 | 00:23:58 | you know where you know for example next |
| 00:23:56 | 00:23:59 | year we're going to do biocybernaut and |
| 00:23:58 | 00:24:02 | that's like a 15 |
| 00:23:59 | 00:24:02 | 000 neurofeedback experience and going |
| 00:24:02 | 00:24:04 | to |
| 00:24:02 | 00:24:06 | tony robbins seminars which are some |
| 00:24:04 | 00:24:09 | cases like ten thousand dollars |
| 00:24:06 | 00:24:12 | all these experiences it helps us grow |
| 00:24:09 | 00:24:13 | so much faster and that results not just |
| 00:24:12 | 00:24:15 | more wealth but |
| 00:24:13 | 00:24:17 | every other area of our life a |
| 00:24:15 | 00:24:20 | relationship everything improves |
| 00:24:17 | 00:24:20 | dramatikally because of that just that |
| 00:24:20 | 00:24:23 | core |
| 00:24:20 | 00:24:25 | foundation of having money if you're |
| 00:24:23 | 00:24:26 | smart with that money and you invest it |
| 00:24:25 | 00:24:29 | wisely |
| 00:24:26 | 00:24:30 | in in your future but also in yourself |
| 00:24:29 | 00:24:31 | everything in your life will improve and |
| 00:24:30 | 00:24:32 | that's i think |
| 00:24:31 | 00:24:34 | one of the greatest benefits that we |
| 00:24:32 | 00:24:37 | both experienced |
| 00:24:34 | 00:24:38 | yeah and i would just you know say that |
| 00:24:37 | 00:24:40 | um |
| 00:24:38 | 00:24:42 | you know money having money is just |
| 00:24:40 | 00:24:45 | going to exaggerate what you already are |
| 00:24:42 | 00:24:46 | so if you are a greedy person it's going |
| 00:24:45 | 00:24:48 | to exaggerate that great if you're a |
| 00:24:46 | 00:24:50 | generous person it's going to |
| 00:24:48 | 00:24:52 | exaggerate that money in itself is not |
| 00:24:50 | 00:24:54 | good or bad |
| 00:24:52 | 00:24:55 | so if you're holding on to this belief |
| 00:24:54 | 00:24:57 | that money is a certain thing you're |
| 00:24:55 | 00:24:58 | giving it a label |
| 00:24:57 | 00:25:00 | you're saying that you know money is the |
| 00:24:58 | 00:25:01 | root of all evil those type of things |
| 00:25:00 | 00:25:02 | yet you're never going to have money in |
| 00:25:01 | 00:25:03 | your life because if you believe that |
| 00:25:02 | 00:25:05 | money is evil |
| 00:25:03 | 00:25:07 | you're going to try and stay as far away |
| 00:25:05 | 00:25:09 | from that as possible so it's also being |
| 00:25:07 | 00:25:10 | very aware of what those beliefs are |
| 00:25:09 | 00:25:12 | that you're holding about money |
| 00:25:10 | 00:25:14 | i'm really realizing that money in and |
| 00:25:12 | 00:25:16 | of itself is neutral |
| 00:25:14 | 00:25:18 | it it's not anything it's not good it's |
| 00:25:16 | 00:25:20 | not bad it's whatever you make it to be |
| 00:25:18 | 00:25:21 | and you know even in the bible i know |
| 00:25:20 | 00:25:23 | that a lot of |
| 00:25:21 | 00:25:24 | times people think that you know you |
| 00:25:23 | 00:25:27 | should be rich |
| 00:25:24 | 00:25:28 | you should live very modestly but it in |
| 00:25:27 | 00:25:31 | the bible it says that |
| 00:25:28 | 00:25:32 | the love of money is where the danger |
| 00:25:31 | 00:25:35 | lies |
| 00:25:32 | 00:25:37 | to obsessed with money to make money |
| 00:25:35 | 00:25:38 | your god to idolize money that's where |
| 00:25:37 | 00:25:40 | it becomes dangerous |
| 00:25:38 | 00:25:42 | and that's where we also have we're very |
| 00:25:40 | 00:25:43 | conscious of that |
| 00:25:42 | 00:25:45 | you know we don't idolize money we see |
| 00:25:43 | 00:25:47 | that money is a tool |
| 00:25:45 | 00:25:48 | and we want more of it because we can do |
| 00:25:47 | 00:25:51 | really great things with it |
| 00:25:48 | 00:25:53 | but money is not everything money is not |
| 00:25:51 | 00:25:55 | our god and we don't we don't have the |
| 00:25:53 | 00:25:57 | love for money and that's |
| 00:25:55 | 00:25:59 | i think one of the things that can be |
| 00:25:57 | 00:26:01 | dangerous as you become wealthy if you |
| 00:25:59 | 00:26:03 | don't have that self-awareness |
| 00:26:01 | 00:26:05 | then you can start kind of worshiping |
| 00:26:03 | 00:26:06 | money and have this greed for money |
| 00:26:05 | 00:26:08 | you know when you have money you start |
| 00:26:06 | 00:26:09 | to want more money and it pulls you |
| 00:26:08 | 00:26:12 | through this |
| 00:26:09 | 00:26:14 | this dark path not dark path it pulls |
| 00:26:12 | 00:26:15 | you through a different direction in |
| 00:26:14 | 00:26:17 | life that |
| 00:26:15 | 00:26:19 | oftentimes is not going to contribute to |
| 00:26:17 | 00:26:20 | your fulfillment because if you're just |
| 00:26:19 | 00:26:22 | slaving away to make more money just for |
| 00:26:20 | 00:26:24 | the sake of |
| 00:26:22 | 00:26:26 | having more money just piling it up and |
| 00:26:24 | 00:26:26 | eventually it's going to go with you to |
| 00:26:26 | 00:26:28 | your grave |
| 00:26:26 | 00:26:29 | well that's not necessarily going to |
| 00:26:28 | 00:26:30 | contribute to your lives or anyone |
| 00:26:29 | 00:26:32 | around you |
| 00:26:30 | 00:26:34 | yeah and just to transition now into the |
| 00:26:32 | 00:26:35 | negative um that was one of the things i |
| 00:26:34 | 00:26:38 | was going to say is that |
| 00:26:35 | 00:26:39 | you know to to become a millionaire for |
| 00:26:38 | 00:26:41 | a lot of people not everybody |
| 00:26:39 | 00:26:43 | um but to become a millionaire for |
| 00:26:41 | 00:26:45 | myself and i think for you too |
| 00:26:43 | 00:26:46 | we had to make that as a goal and a |
| 00:26:45 | 00:26:48 | vision and we had to make that |
| 00:26:46 | 00:26:49 | so important inside our heads we had to |
| 00:26:48 | 00:26:51 | make it the |
| 00:26:49 | 00:26:53 | most important thing in our lives at one |
| 00:26:51 | 00:26:55 | point because you have to make it that |
| 00:26:53 | 00:26:57 | important in order to go through the |
| 00:26:55 | 00:26:59 | sacrifices to invest the time |
| 00:26:57 | 00:27:01 | the energy you almost have to believe |
| 00:26:59 | 00:27:03 | and delude yourself that by becoming a |
| 00:27:01 | 00:27:04 | millionaire or achieving this goal |
| 00:27:03 | 00:27:05 | your life's gonna change and you're |
| 00:27:04 | 00:27:07 | gonna be so much happier and your life's |
| 00:27:05 | 00:27:09 | gonna be perfect and you kind of have to |
| 00:27:07 | 00:27:10 | delude yourself a little bit into that |
| 00:27:09 | 00:27:12 | right to get there to take |
| 00:27:10 | 00:27:14 | the actions that are necessary to get |
| 00:27:12 | 00:27:15 | there but really in the back your mind |
| 00:27:14 | 00:27:17 | you kind of know |
| 00:27:15 | 00:27:19 | you know it's not really gonna make you |
| 00:27:17 | 00:27:20 | happy but you kind of have this fantasy |
| 00:27:19 | 00:27:22 | this expectation |
| 00:27:20 | 00:27:25 | um and i'd say once you get to that |
| 00:27:22 | 00:27:26 | point you realize that wasn't what you |
| 00:27:25 | 00:27:27 | expected |
| 00:27:26 | 00:27:29 | it wasn't you know your life's not |
| 00:27:27 | 00:27:31 | perfect you still have problems |
| 00:27:29 | 00:27:33 | you're not really that much happier of |
| 00:27:31 | 00:27:34 | course you get these great benefits but |
| 00:27:33 | 00:27:36 | even with anything |
| 00:27:34 | 00:27:38 | new you take it for granted after a |
| 00:27:36 | 00:27:38 | while so it might be cool for the first |
| 00:27:38 | 00:27:41 | bit |
| 00:27:38 | 00:27:43 | but you know after years go by you just |
| 00:27:41 | 00:27:44 | take for granted that you got this car |
| 00:27:43 | 00:27:45 | you live in this place that you have |
| 00:27:44 | 00:27:47 | this money that you can do this you can |
| 00:27:45 | 00:27:48 | do that it doesn't really do the same |
| 00:27:47 | 00:27:50 | thing for you |
| 00:27:48 | 00:27:51 | but what you have to be careful with as |
| 00:27:50 | 00:27:54 | tatiana was alluding to |
| 00:27:51 | 00:27:54 | is the greed that can still continue is |
| 00:27:54 | 00:27:56 | that |
| 00:27:54 | 00:27:58 | at that point you have to release the |
| 00:27:56 | 00:28:00 | attachment towards money you have to |
| 00:27:58 | 00:28:02 | release |
| 00:28:00 | 00:28:04 | making money to end all be all and that |
| 00:28:02 | 00:28:05 | important and you have to rebalance your |
| 00:28:04 | 00:28:06 | life now |
| 00:28:05 | 00:28:08 | because there's a lot of entrepreneurs |
| 00:28:06 | 00:28:10 | or wealthy people that i know |
| 00:28:08 | 00:28:12 | they're they're continuously pursuing |
| 00:28:10 | 00:28:14 | more and |
| 00:28:12 | 00:28:15 | you know that's the mantra of the ego |
| 00:28:14 | 00:28:16 | something that wayne dyer says more is |
| 00:28:15 | 00:28:18 | the mantra of the ego it never |
| 00:28:16 | 00:28:20 | will fulfill you so when you're always |
| 00:28:18 | 00:28:21 | pursuing money as i see a lot of people |
| 00:28:20 | 00:28:24 | do |
| 00:28:21 | 00:28:25 | they are continuing to sacrifice in |
| 00:28:24 | 00:28:27 | their life spending less time with their |
| 00:28:25 | 00:28:28 | kids spending less time with their loved |
| 00:28:27 | 00:28:30 | ones spending less time with their |
| 00:28:28 | 00:28:31 | friends on their health things that |
| 00:28:30 | 00:28:34 | matter with god |
| 00:28:31 | 00:28:36 | and they continuously put their foot on |
| 00:28:34 | 00:28:37 | their gas to pursue more money at the |
| 00:28:36 | 00:28:39 | expense of all else |
| 00:28:37 | 00:28:40 | and i think that's very dangerous um i |
| 00:28:39 | 00:28:44 | think that can |
| 00:28:40 | 00:28:45 | lead to an overly inflated ego i think |
| 00:28:44 | 00:28:48 | remaining humble along the journey and |
| 00:28:45 | 00:28:50 | having humility is very important |
| 00:28:48 | 00:28:51 | and just being careful when you when you |
| 00:28:50 | 00:28:54 | you know you have to |
| 00:28:51 | 00:28:55 | make it important to a certain point but |
| 00:28:54 | 00:28:58 | remind yourself |
| 00:28:55 | 00:28:58 | once you get there like hey you know |
| 00:28:58 | 00:29:00 | money |
| 00:28:58 | 00:29:01 | is is just a means to an end it's not |
| 00:29:00 | 00:29:04 | the end-all be-all |
| 00:29:01 | 00:29:06 | that this money is designed to create |
| 00:29:04 | 00:29:09 | freedom for our life it's designed |
| 00:29:06 | 00:29:09 | to now have the freedom to spend more |
| 00:29:09 | 00:29:11 | time |
| 00:29:09 | 00:29:13 | in our lifestyle and enjoying ourselves |
| 00:29:11 | 00:29:15 | and and you know really enjoying what |
| 00:29:13 | 00:29:16 | life can provide and to focus on those |
| 00:29:15 | 00:29:18 | areas of life that will really bring |
| 00:29:16 | 00:29:20 | fulfillment for you because |
| 00:29:18 | 00:29:21 | money is not if you just make more money |
| 00:29:20 | 00:29:23 | it's just more money in your bank |
| 00:29:21 | 00:29:24 | account it's more real estate properties |
| 00:29:23 | 00:29:26 | you have it's more stoks that you own |
| 00:29:24 | 00:29:28 | maybe it's more houses more cars but |
| 00:29:26 | 00:29:29 | even that it's like a a car is still a |
| 00:29:28 | 00:29:31 | car and a house is still a house |
| 00:29:29 | 00:29:32 | it's really not not going to do that |
| 00:29:31 | 00:29:33 | much for you once you already have one |
| 00:29:32 | 00:29:35 | having two three four |
| 00:29:33 | 00:29:37 | five isn't really going to make that |
| 00:29:35 | 00:29:38 | much more of a difference for you at a |
| 00:29:37 | 00:29:39 | certain point |
| 00:29:38 | 00:29:41 | so you've got to remind yourself of that |
| 00:29:39 | 00:29:43 | and not get so carried away and the |
| 00:29:41 | 00:29:45 | greed because money is so powerful |
| 00:29:43 | 00:29:47 | you got to remind yourself of that and |
| 00:29:45 | 00:29:49 | and i think have that perspective at a |
| 00:29:47 | 00:29:51 | certain point to balance your life |
| 00:29:49 | 00:29:52 | and to refocus yourself on what truly |
| 00:29:51 | 00:29:55 | matters in your life |
| 00:29:52 | 00:29:56 | you know one thing that the benefit of |
| 00:29:55 | 00:29:57 | having money |
| 00:29:56 | 00:29:59 | is that you've heard the same the rich |
| 00:29:57 | 00:30:02 | get richer and there is |
| 00:29:59 | 00:30:03 | truth to that right when you have money |
| 00:30:02 | 00:30:05 | it becomes |
| 00:30:03 | 00:30:07 | easier to make more money because you |
| 00:30:05 | 00:30:10 | can put the money that you have to work |
| 00:30:07 | 00:30:12 | you can actually use your money uh to |
| 00:30:10 | 00:30:13 | make more money which is really cool |
| 00:30:12 | 00:30:15 | like that that's the way you can make |
| 00:30:13 | 00:30:17 | passive income right if you invest that |
| 00:30:15 | 00:30:18 | money you can invest into stoks that |
| 00:30:17 | 00:30:20 | appreciate in value dividends that you |
| 00:30:18 | 00:30:23 | get paid out every quarter |
| 00:30:20 | 00:30:24 | really a cool concept um but you don't |
| 00:30:23 | 00:30:27 | want to |
| 00:30:24 | 00:30:28 | fall into the misconception that it |
| 00:30:27 | 00:30:30 | takes money |
| 00:30:28 | 00:30:32 | to make money if you think that you need |
| 00:30:30 | 00:30:34 | money in order to become a millionaire |
| 00:30:32 | 00:30:36 | or you need money in order to become |
| 00:30:34 | 00:30:38 | rich that is |
| 00:30:36 | 00:30:40 | not an empowering belief nor is it true |
| 00:30:38 | 00:30:41 | i i'm sure you could even point out in |
| 00:30:40 | 00:30:43 | your life |
| 00:30:41 | 00:30:45 | people that you know who started from |
| 00:30:43 | 00:30:48 | nothing that now live a |
| 00:30:45 | 00:30:50 | relatively wealthy lifestyle or at least |
| 00:30:48 | 00:30:50 | a middle class lifestyle you know we |
| 00:30:50 | 00:30:53 | have |
| 00:30:50 | 00:30:54 | hundreds of millions of immigrants that |
| 00:30:53 | 00:30:56 | come from |
| 00:30:54 | 00:30:57 | all over the world and that settle here |
| 00:30:56 | 00:31:00 | with nothing |
| 00:30:57 | 00:31:01 | and they come they don't come with they |
| 00:31:00 | 00:31:03 | don't come with any kind of furniture |
| 00:31:01 | 00:31:04 | they don't come with money |
| 00:31:03 | 00:31:06 | they just come with the clothes on their |
| 00:31:04 | 00:31:07 | backs and they're here and they're |
| 00:31:06 | 00:31:09 | working hard |
| 00:31:07 | 00:31:11 | and you know what they build a life for |
| 00:31:09 | 00:31:13 | themselves and they can become |
| 00:31:11 | 00:31:15 | wealthy they can become successful and |
| 00:31:13 | 00:31:17 | they do become successful |
| 00:31:15 | 00:31:18 | and what it takes is not money it takes |
| 00:31:17 | 00:31:20 | creativity |
| 00:31:18 | 00:31:22 | so don't think that you need money to |
| 00:31:20 | 00:31:25 | make money no you need creativity |
| 00:31:22 | 00:31:27 | so swap those two words but also |
| 00:31:25 | 00:31:29 | understand that yes once you make money |
| 00:31:27 | 00:31:30 | you can decide what you do with that |
| 00:31:29 | 00:31:32 | money right a lot of people when they |
| 00:31:30 | 00:31:33 | become millionaires they just want to |
| 00:31:32 | 00:31:34 | spend all their money you see this with |
| 00:31:33 | 00:31:37 | like |
| 00:31:34 | 00:31:38 | uh you know celebrities basketball |
| 00:31:37 | 00:31:39 | players you know |
| 00:31:38 | 00:31:41 | it's exciting to make all this money and |
| 00:31:39 | 00:31:42 | they want to spend it all and then they |
| 00:31:41 | 00:31:44 | lose all that money |
| 00:31:42 | 00:31:45 | uh but what you could do is when you |
| 00:31:44 | 00:31:47 | earned that money you could actually use |
| 00:31:45 | 00:31:48 | it to make more money which helps you to |
| 00:31:47 | 00:31:50 | achieve your |
| 00:31:48 | 00:31:51 | financial freedom in the future so |
| 00:31:50 | 00:31:52 | that's a really important concept i |
| 00:31:51 | 00:31:54 | think to just kind of |
| 00:31:52 | 00:31:56 | remind yourself of although we all kind |
| 00:31:54 | 00:31:58 | of already know it |
| 00:31:56 | 00:32:00 | yeah it just accelerates things so much |
| 00:31:58 | 00:32:02 | faster once you have money |
| 00:32:00 | 00:32:03 | because because yeah your investments |
| 00:32:02 | 00:32:05 | everything that you have it's just |
| 00:32:03 | 00:32:07 | growing yeah while you're doing nothing |
| 00:32:05 | 00:32:09 | and that's where it can really |
| 00:32:07 | 00:32:11 | compound even faster and that's what |
| 00:32:09 | 00:32:12 | we've notiked it takes a long time to |
| 00:32:11 | 00:32:13 | become a millionaire |
| 00:32:12 | 00:32:16 | but once you go from a millionaire to |
| 00:32:13 | 00:32:18 | having two million dollars it's like |
| 00:32:16 | 00:32:20 | way faster than two to three million way |
| 00:32:18 | 00:32:22 | faster four to five |
| 00:32:20 | 00:32:24 | you know way faster and just it can it |
| 00:32:22 | 00:32:25 | just accelerates even faster yeah it's |
| 00:32:24 | 00:32:26 | the same thing with your business you |
| 00:32:25 | 00:32:28 | know if you guys are selling on amazon |
| 00:32:26 | 00:32:30 | that's my niche we tok about amazon a |
| 00:32:28 | 00:32:31 | lot like for me to make fifty thousand |
| 00:32:30 | 00:32:33 | dollars a month |
| 00:32:31 | 00:32:36 | in revenue took me a while but then to |
| 00:32:33 | 00:32:38 | go from fifty to a hundred thousand |
| 00:32:36 | 00:32:39 | far less time from a hundred thousand to |
| 00:32:38 | 00:32:41 | four hundred thousand a month |
| 00:32:39 | 00:32:43 | far less time so when you build the |
| 00:32:41 | 00:32:44 | foundation of something and you start |
| 00:32:43 | 00:32:46 | seeing that initial success |
| 00:32:44 | 00:32:48 | then success breeds success and the |
| 00:32:46 | 00:32:50 | compound effect starts taking place |
| 00:32:48 | 00:32:51 | there's a good book called the compound |
| 00:32:50 | 00:32:52 | effect by darren hardy i recommend you |
| 00:32:51 | 00:32:53 | read it |
| 00:32:52 | 00:32:55 | and you understand the power of |
| 00:32:53 | 00:32:57 | compounding in your business |
| 00:32:55 | 00:32:59 | in your investments all of it so it's |
| 00:32:57 | 00:33:01 | really a powerful tool |
| 00:32:59 | 00:33:03 | and i would say one more thing about |
| 00:33:01 | 00:33:04 | kind of a negative of just kind of |
| 00:33:03 | 00:33:06 | becoming a millionaire |
| 00:33:04 | 00:33:07 | is that it can be a little bit more |
| 00:33:06 | 00:33:09 | challenging to make |
| 00:33:07 | 00:33:11 | friends at least that's been my |
| 00:33:09 | 00:33:11 | experience i can't speak for everyone of |
| 00:33:11 | 00:33:14 | course |
| 00:33:11 | 00:33:15 | authentik friends authentik friends yes |
| 00:33:14 | 00:33:18 | um and |
| 00:33:15 | 00:33:21 | i um yeah i find it just |
| 00:33:18 | 00:33:23 | that you know i kind of stik to my my |
| 00:33:21 | 00:33:24 | group of people because i find i found |
| 00:33:23 | 00:33:26 | that |
| 00:33:24 | 00:33:27 | when people know who i am and they know |
| 00:33:26 | 00:33:29 | my |
| 00:33:27 | 00:33:30 | my youtube channel and they know what i |
| 00:33:29 | 00:33:33 | do they know that i'm a millionaire |
| 00:33:30 | 00:33:35 | i start to see like an energy shift and |
| 00:33:33 | 00:33:37 | the dynamic changes between us |
| 00:33:35 | 00:33:39 | and i don't want that often times when i |
| 00:33:37 | 00:33:41 | meet people for the first time |
| 00:33:39 | 00:33:42 | stefan's like this as well i never tok |
| 00:33:41 | 00:33:43 | about myself |
| 00:33:42 | 00:33:45 | i don't tok about what i do i try and |
| 00:33:43 | 00:33:46 | avoid that topic |
| 00:33:45 | 00:33:48 | because i just want to have a genuine |
| 00:33:46 | 00:33:50 | conversation just like two strangers |
| 00:33:48 | 00:33:52 | getting to know each other |
| 00:33:50 | 00:33:54 | um and in many ways like yes i'm |
| 00:33:52 | 00:33:56 | withholding information but |
| 00:33:54 | 00:33:58 | i just want to see like who this person |
| 00:33:56 | 00:34:00 | is and in many ways i have |
| 00:33:58 | 00:34:01 | a little bit of a guard up now when i |
| 00:34:00 | 00:34:03 | meet people and it's unfortunate i need |
| 00:34:01 | 00:34:04 | to work on that i know |
| 00:34:03 | 00:34:06 | but it's because i've had the experience |
| 00:34:04 | 00:34:08 | where i get to meet someone and i'm |
| 00:34:06 | 00:34:09 | friends with someone and i |
| 00:34:08 | 00:34:10 | start to realize that they're only |
| 00:34:09 | 00:34:11 | friends with me because they want to |
| 00:34:10 | 00:34:12 | learn from me |
| 00:34:11 | 00:34:14 | they're only friends with me because |
| 00:34:12 | 00:34:16 | they want to go for lunch with me |
| 00:34:14 | 00:34:18 | and grill me with questions and |
| 00:34:16 | 00:34:19 | interview me on how i built my business |
| 00:34:18 | 00:34:21 | and how i became successful |
| 00:34:19 | 00:34:23 | and i love to share i'm like for me i'm |
| 00:34:21 | 00:34:24 | like always open i'm always sharing i'm |
| 00:34:23 | 00:34:26 | transparent |
| 00:34:24 | 00:34:27 | but it starts to become repetitive and |
| 00:34:26 | 00:34:30 | you start to see this |
| 00:34:27 | 00:34:31 | pattern where it's like oh wow they only |
| 00:34:30 | 00:34:33 | want to be my friend because i can help |
| 00:34:31 | 00:34:35 | them become successful |
| 00:34:33 | 00:34:36 | they think i can help them become |
| 00:34:35 | 00:34:38 | successful but really only they can help |
| 00:34:36 | 00:34:40 | themselves become successful |
| 00:34:38 | 00:34:42 | um or they want to be around me because |
| 00:34:40 | 00:34:44 | i'm a millionaire and |
| 00:34:42 | 00:34:46 | you know whatever that makes them feel |
| 00:34:44 | 00:34:48 | important or whatever it is so it can be |
| 00:34:46 | 00:34:50 | a bit more challenging to find authentik |
| 00:34:48 | 00:34:51 | friendships i find yeah at the end of |
| 00:34:50 | 00:34:52 | the day you want people to like you for |
| 00:34:51 | 00:34:54 | you |
| 00:34:52 | 00:34:55 | right it's like a celebrity you know |
| 00:34:54 | 00:34:57 | when they meet people people already |
| 00:34:55 | 00:34:58 | know that they're celebrities so people |
| 00:34:57 | 00:35:00 | treat them differently and |
| 00:34:58 | 00:35:02 | i think every nobody wants to be treated |
| 00:35:00 | 00:35:04 | like that i mean maybe some people do |
| 00:35:02 | 00:35:06 | that are really in their ego and just |
| 00:35:04 | 00:35:07 | kind of love that attention i guess that |
| 00:35:06 | 00:35:09 | it brings |
| 00:35:07 | 00:35:12 | but for us i think we want like we both |
| 00:35:09 | 00:35:13 | enjoy hanging out with our older friends |
| 00:35:12 | 00:35:15 | because they don't look at us as |
| 00:35:13 | 00:35:17 | millionaires they just look at us |
| 00:35:15 | 00:35:19 | as stefan and tatiana and they just |
| 00:35:17 | 00:35:21 | treat us as they've always treated us |
| 00:35:19 | 00:35:22 | and that's kind of what you want you |
| 00:35:21 | 00:35:23 | don't want people to treat you |
| 00:35:22 | 00:35:26 | differently |
| 00:35:23 | 00:35:27 | and and have that different energy kind |
| 00:35:26 | 00:35:28 | of shift |
| 00:35:27 | 00:35:30 | with that so yeah i can definitely |
| 00:35:28 | 00:35:32 | relate to that and i'd find that your |
| 00:35:30 | 00:35:34 | friends change |
| 00:35:32 | 00:35:35 | um because as we've grown um the people |
| 00:35:34 | 00:35:36 | that we're also |
| 00:35:35 | 00:35:38 | interested in spending time with is a |
| 00:35:36 | 00:35:40 | little bit different now too because |
| 00:35:38 | 00:35:42 | we want to relate and connect with other |
| 00:35:40 | 00:35:43 | people that are also |
| 00:35:42 | 00:35:45 | you know doing well in their lives or |
| 00:35:43 | 00:35:46 | they're also inspirational they're into |
| 00:35:45 | 00:35:48 | self-improvement they're into health |
| 00:35:46 | 00:35:50 | they're into fitness they're into |
| 00:35:48 | 00:35:51 | spirituality all these different topics |
| 00:35:50 | 00:35:54 | that we can relate connect |
| 00:35:51 | 00:35:56 | and and they don't um people that are |
| 00:35:54 | 00:35:58 | already maybe successful they don't |
| 00:35:56 | 00:35:59 | treat you differently they're not as |
| 00:35:58 | 00:36:00 | impressed by it because they've you know |
| 00:35:59 | 00:36:02 | they're there |
| 00:36:00 | 00:36:03 | themselves too so i think that's a key |
| 00:36:02 | 00:36:05 | thing is |
| 00:36:03 | 00:36:07 | the quality of people and that could be |
| 00:36:05 | 00:36:09 | a positive too right because you're |
| 00:36:07 | 00:36:11 | attracting um like the people that we've |
| 00:36:09 | 00:36:12 | met and spent time with and connected |
| 00:36:11 | 00:36:14 | with |
| 00:36:12 | 00:36:15 | incredible people as a result of that |
| 00:36:14 | 00:36:17 | too but |
| 00:36:15 | 00:36:18 | um yeah just being cautious of that that |
| 00:36:17 | 00:36:21 | can be a |
| 00:36:18 | 00:36:22 | a challenging thing um the other thing |
| 00:36:21 | 00:36:24 | that i wanted to share too is and this |
| 00:36:22 | 00:36:26 | kind of sounds really weird to say this |
| 00:36:24 | 00:36:28 | but it's it's the truth |
| 00:36:26 | 00:36:30 | uh for us at least is once you become a |
| 00:36:28 | 00:36:31 | millionaire you almost feel like a |
| 00:36:30 | 00:36:34 | million dollars is not a lot of money |
| 00:36:31 | 00:36:35 | and i know how crazy that sounds and how |
| 00:36:34 | 00:36:36 | weird that sounds |
| 00:36:35 | 00:36:38 | because i would have never believed it |
| 00:36:36 | 00:36:42 | myself but what i mean by that |
| 00:36:38 | 00:36:45 | is it's all relative to context and so |
| 00:36:42 | 00:36:46 | for us like once we made a million bucks |
| 00:36:45 | 00:36:49 | we're like okay |
| 00:36:46 | 00:36:50 | um great this is awesome but when you |
| 00:36:49 | 00:36:52 | look at buying a house |
| 00:36:50 | 00:36:54 | you're like oh [ __ ] like we live in you |
| 00:36:52 | 00:36:55 | know from vancouver you can't buy a |
| 00:36:54 | 00:36:57 | house for a million dollars in vancouver |
| 00:36:55 | 00:36:58 | you know a million dollar like it's very |
| 00:36:57 | 00:37:00 | one of the most expensive places for |
| 00:36:58 | 00:37:02 | real estate in the world |
| 00:37:00 | 00:37:03 | uh same thing in los angeles so when you |
| 00:37:02 | 00:37:05 | look at like hey out like in |
| 00:37:03 | 00:37:06 | downtown vancouver i want to own like a |
| 00:37:05 | 00:37:09 | two bedroom apartment |
| 00:37:06 | 00:37:10 | 1500 square feet well that's gonna maybe |
| 00:37:09 | 00:37:12 | cost you |
| 00:37:10 | 00:37:14 | two three million dollars in some cases |
| 00:37:12 | 00:37:16 | right um if you look at you know i want |
| 00:37:14 | 00:37:17 | to have a nice big house |
| 00:37:16 | 00:37:19 | then that's going to be a couple million |
| 00:37:17 | 00:37:22 | dollars and so i would say that |
| 00:37:19 | 00:37:23 | when it when it comes to buying a house |
| 00:37:22 | 00:37:25 | you realize |
| 00:37:23 | 00:37:26 | man a million bucks it's not quite what |
| 00:37:25 | 00:37:28 | it was and |
| 00:37:26 | 00:37:29 | with inflation you've got to keep that |
| 00:37:28 | 00:37:30 | in mind a million dollars like i |
| 00:37:29 | 00:37:32 | remember when i was a kid a million |
| 00:37:30 | 00:37:34 | dollars like in the 90s was |
| 00:37:32 | 00:37:36 | obviously worth a lot different than |
| 00:37:34 | 00:37:39 | what a million dollars is |
| 00:37:36 | 00:37:40 | today um so that is kind of one thing |
| 00:37:39 | 00:37:42 | that is kind of interesting now with |
| 00:37:40 | 00:37:45 | everything else that you want to buy |
| 00:37:42 | 00:37:47 | food travel clothing you know your |
| 00:37:45 | 00:37:48 | million dollars will go a long way but |
| 00:37:47 | 00:37:50 | when it comes to buying houses |
| 00:37:48 | 00:37:53 | and real estate it's a very different |
| 00:37:50 | 00:37:54 | experience with that especially |
| 00:37:53 | 00:37:56 | as i'd say your vision and your |
| 00:37:54 | 00:37:58 | lifestyle of what you kind of want and |
| 00:37:56 | 00:38:00 | the vision for that kind of changes too |
| 00:37:58 | 00:38:02 | so you kind of realize just having a |
| 00:38:00 | 00:38:04 | million bucks |
| 00:38:02 | 00:38:06 | great but you need a couple million |
| 00:38:04 | 00:38:08 | dollars if you really want to |
| 00:38:06 | 00:38:10 | have a nice home and you know have maybe |
| 00:38:08 | 00:38:12 | two cars like nice new cars |
| 00:38:10 | 00:38:14 | obviously if you want like a sports car |
| 00:38:12 | 00:38:17 | lamborghini ferraris |
| 00:38:14 | 00:38:18 | 250 000 or so so you know things like |
| 00:38:17 | 00:38:21 | that big tiket things |
| 00:38:18 | 00:38:22 | and i'd also say too it is also relative |
| 00:38:21 | 00:38:25 | to |
| 00:38:22 | 00:38:28 | your life too so a lot of people i'd say |
| 00:38:25 | 00:38:29 | they make millions of dollars perhaps |
| 00:38:28 | 00:38:32 | but |
| 00:38:29 | 00:38:33 | oftentimes that money is often kind of |
| 00:38:32 | 00:38:35 | generated in a certain time frame like |
| 00:38:33 | 00:38:37 | usually you might have a big run |
| 00:38:35 | 00:38:39 | professional athletes celebrities you |
| 00:38:37 | 00:38:40 | know they might have like a big movie |
| 00:38:39 | 00:38:41 | hit or they might have like a good |
| 00:38:40 | 00:38:43 | contract |
| 00:38:41 | 00:38:46 | but you've got to keep in mind with this |
| 00:38:43 | 00:38:47 | money that you've made you don't know if |
| 00:38:46 | 00:38:48 | you're going to always be making |
| 00:38:47 | 00:38:50 | millions of dollars every year |
| 00:38:48 | 00:38:52 | right so you got to be smart with it too |
| 00:38:50 | 00:38:54 | even for us as youtubers and being |
| 00:38:52 | 00:38:55 | influencers and building our businesses |
| 00:38:54 | 00:38:57 | you know if you build your business and |
| 00:38:55 | 00:38:59 | you sell it you don't you know you might |
| 00:38:57 | 00:39:00 | sell it for a million bucks but you |
| 00:38:59 | 00:39:00 | don't know you can't you can't just |
| 00:39:00 | 00:39:02 | start |
| 00:39:00 | 00:39:03 | living your lifestyle and just you know |
| 00:39:02 | 00:39:05 | and spending all that money because |
| 00:39:03 | 00:39:06 | you've got to think this money might |
| 00:39:05 | 00:39:08 | have to last me |
| 00:39:06 | 00:39:09 | for the next 40 50 60 years and maybe |
| 00:39:08 | 00:39:12 | for my kids |
| 00:39:09 | 00:39:14 | and yes you want to invest it and not |
| 00:39:12 | 00:39:15 | touch it so that it grows |
| 00:39:14 | 00:39:17 | and i think that's that's another |
| 00:39:15 | 00:39:17 | important thing too you got to keep in |
| 00:39:17 | 00:39:19 | mind |
| 00:39:17 | 00:39:21 | is that when you just make this money |
| 00:39:19 | 00:39:22 | it's not like i'm a millionaire and now |
| 00:39:21 | 00:39:22 | i have this million millionaire |
| 00:39:22 | 00:39:24 | lifestyle |
| 00:39:22 | 00:39:26 | no you got to be smart enough with your |
| 00:39:24 | 00:39:28 | money to to look at it and say listen |
| 00:39:26 | 00:39:30 | this has got to last me for the rest of |
| 00:39:28 | 00:39:31 | my life if i continue to make more money |
| 00:39:30 | 00:39:34 | every year great |
| 00:39:31 | 00:39:35 | i can slowly upgrade my lifestyle my |
| 00:39:34 | 00:39:38 | expenses and enjoy more of it |
| 00:39:35 | 00:39:39 | but you do have to factor in the |
| 00:39:38 | 00:39:42 | security and be smart about |
| 00:39:39 | 00:39:43 | the rest of your life because this money |
| 00:39:42 | 00:39:44 | you know you might not |
| 00:39:43 | 00:39:46 | always be making this same amount of |
| 00:39:44 | 00:39:48 | money forever i don't know what could |
| 00:39:46 | 00:39:49 | happen with youtube with amazon with all |
| 00:39:48 | 00:39:51 | these different things |
| 00:39:49 | 00:39:52 | not that i'm expecting any any of it to |
| 00:39:51 | 00:39:54 | go away but you still got to be smart |
| 00:39:52 | 00:39:56 | enough with it and |
| 00:39:54 | 00:39:57 | plan it planned it out for the long time |
| 00:39:56 | 00:40:00 | long term yeah |
| 00:39:57 | 00:40:01 | yeah it's funny in 2014 i had printed |
| 00:40:00 | 00:40:04 | out a check |
| 00:40:01 | 00:40:06 | like this fake check from google images |
| 00:40:04 | 00:40:08 | and i cut it out and i stuck it up on my |
| 00:40:06 | 00:40:11 | wall and i put in a million dollars |
| 00:40:08 | 00:40:12 | tatiana and um that was kind of like |
| 00:40:11 | 00:40:14 | what i was working towards i thought |
| 00:40:12 | 00:40:16 | that if i made a million dollars that |
| 00:40:14 | 00:40:19 | would be like you know i'm set for life |
| 00:40:16 | 00:40:21 | i was kind of deluded about that now i |
| 00:40:19 | 00:40:23 | wish i put an extra zero there extra two |
| 00:40:21 | 00:40:25 | two zeros with inflation as you're |
| 00:40:23 | 00:40:27 | saying but yeah but |
| 00:40:25 | 00:40:28 | also the reality is like a million |
| 00:40:27 | 00:40:30 | dollars every year that goes by with |
| 00:40:28 | 00:40:33 | inflation it becomes worth less and less |
| 00:40:30 | 00:40:34 | right so really 10 like 20 years from |
| 00:40:33 | 00:40:36 | now |
| 00:40:34 | 00:40:37 | a million bucks that's why cash is it's |
| 00:40:36 | 00:40:39 | not really good to sit on a bunch of |
| 00:40:37 | 00:40:40 | cash it's better to invest that |
| 00:40:39 | 00:40:42 | for sure have it appreciate even faster |
| 00:40:40 | 00:40:44 | yeah exactly |
| 00:40:42 | 00:40:46 | yeah i mean i i think i think that wraps |
| 00:40:44 | 00:40:48 | up this i just say one more |
| 00:40:46 | 00:40:50 | before we wrap up i'd say that you you |
| 00:40:48 | 00:40:51 | when you have more money |
| 00:40:50 | 00:40:53 | like i mentioned like you can you know |
| 00:40:51 | 00:40:55 | you build a team of people and you have |
| 00:40:53 | 00:40:57 | more investments and things like that |
| 00:40:55 | 00:40:59 | but i'd say the last thing that i've |
| 00:40:57 | 00:41:01 | notiked has been you still have anxiety |
| 00:40:59 | 00:41:02 | around money you can still have stress |
| 00:41:01 | 00:41:03 | around money you can still have scarcity |
| 00:41:02 | 00:41:05 | around money |
| 00:41:03 | 00:41:07 | that that doesn't always go away in fact |
| 00:41:05 | 00:41:08 | in some cases now you have a bigger |
| 00:41:07 | 00:41:11 | responsibility |
| 00:41:08 | 00:41:13 | for us we have the responsibility of |
| 00:41:11 | 00:41:14 | managing this money investing this money |
| 00:41:13 | 00:41:16 | learning about investing this money |
| 00:41:14 | 00:41:18 | being smart with this money |
| 00:41:16 | 00:41:20 | and that produces a level of pressure on |
| 00:41:18 | 00:41:21 | yourself when you |
| 00:41:20 | 00:41:23 | when you employ people you have an |
| 00:41:21 | 00:41:25 | assistant and for me i've got |
| 00:41:23 | 00:41:27 | you know 15 or so employees or |
| 00:41:25 | 00:41:28 | contractors that depend on me right that |
| 00:41:27 | 00:41:30 | i provide for |
| 00:41:28 | 00:41:32 | to for them their livelihood and that |
| 00:41:30 | 00:41:35 | adds a level of responsibility it can |
| 00:41:32 | 00:41:37 | give some pressure and stress too um you |
| 00:41:35 | 00:41:38 | know even having if you want multiple |
| 00:41:37 | 00:41:41 | houses and |
| 00:41:38 | 00:41:43 | and all those sort of things so that can |
| 00:41:41 | 00:41:45 | also complicate your life and add |
| 00:41:43 | 00:41:46 | different layers of stress there's still |
| 00:41:45 | 00:41:48 | you know great problems to have of |
| 00:41:46 | 00:41:51 | course but that's just one thing |
| 00:41:48 | 00:41:52 | that is important to understand is that |
| 00:41:51 | 00:41:54 | you can't just delude |
| 00:41:52 | 00:41:55 | yourself to think that once i become a |
| 00:41:54 | 00:41:57 | millionaire i'm set all |
| 00:41:55 | 00:41:59 | you know all is good you know some |
| 00:41:57 | 00:42:00 | people they might just retire at that |
| 00:41:59 | 00:42:02 | point i don't know but |
| 00:42:00 | 00:42:04 | i've it's been our experience that |
| 00:42:02 | 00:42:05 | there's a higher level responsibility |
| 00:42:04 | 00:42:08 | that comes up |
| 00:42:05 | 00:42:09 | in your life once you have that and it's |
| 00:42:08 | 00:42:11 | sometimes hard to say no to certain |
| 00:42:09 | 00:42:12 | opportunities because more opportunities |
| 00:42:11 | 00:42:14 | show up in your life |
| 00:42:12 | 00:42:16 | it's hard to say no to that at times too |
| 00:42:14 | 00:42:18 | because they're such easy opportunities |
| 00:42:16 | 00:42:20 | to make more money and that's our |
| 00:42:18 | 00:42:21 | experience too is that once you are in a |
| 00:42:20 | 00:42:23 | certain position |
| 00:42:21 | 00:42:24 | making money becomes a lot easier and |
| 00:42:23 | 00:42:25 | faster because of opportunities that |
| 00:42:24 | 00:42:27 | come up |
| 00:42:25 | 00:42:29 | and that can also create some more |
| 00:42:27 | 00:42:31 | pressure and some stress too so |
| 00:42:29 | 00:42:33 | your mindset the mental well-being your |
| 00:42:31 | 00:42:34 | beliefs is so important |
| 00:42:33 | 00:42:37 | along this journey especially once you |
| 00:42:34 | 00:42:40 | get there to to to navigate the world |
| 00:42:37 | 00:42:41 | of of becoming financially free uh for |
| 00:42:40 | 00:42:44 | me i always thought |
| 00:42:41 | 00:42:45 | my life was gonna be so much easier and |
| 00:42:44 | 00:42:47 | that's not the case my life's way harder |
| 00:42:45 | 00:42:48 | now than it was before i look at some of |
| 00:42:47 | 00:42:51 | my friends |
| 00:42:48 | 00:42:51 | that has just a regular job and they're |
| 00:42:51 | 00:42:54 | like |
| 00:42:51 | 00:42:55 | live in some cases a more better |
| 00:42:54 | 00:42:57 | lifestyle than |
| 00:42:55 | 00:42:58 | myself like they you know get to enjoy |
| 00:42:57 | 00:43:00 | their weekends more they don't have the |
| 00:42:58 | 00:43:02 | same stresses the same anxieties and |
| 00:43:00 | 00:43:03 | thoughts around their investments and |
| 00:43:02 | 00:43:05 | all these different parts of their life |
| 00:43:03 | 00:43:07 | they just get to go to their job they |
| 00:43:05 | 00:43:09 | make their money and they enjoy their |
| 00:43:07 | 00:43:11 | weekends they enjoy their vacations |
| 00:43:09 | 00:43:13 | and and they they don't have that as |
| 00:43:11 | 00:43:14 | much in some cases so |
| 00:43:13 | 00:43:16 | there's different elements to that that |
| 00:43:14 | 00:43:18 | you gotta factor into yeah i would say |
| 00:43:16 | 00:43:19 | that's more like also just being an |
| 00:43:18 | 00:43:19 | entrepreneur and owning your own |
| 00:43:19 | 00:43:21 | business |
| 00:43:19 | 00:43:23 | you know you have like 15 people that |
| 00:43:21 | 00:43:25 | you're responsible for |
| 00:43:23 | 00:43:26 | and you you know that's that's a |
| 00:43:25 | 00:43:27 | responsibility taking |
| 00:43:26 | 00:43:30 | care of them making sure that they're |
| 00:43:27 | 00:43:32 | getting their monthly wage and um |
| 00:43:30 | 00:43:34 | yeah when you worked so hard to make |
| 00:43:32 | 00:43:36 | money now when you have money you're |
| 00:43:34 | 00:43:36 | like oh [ __ ] like i don't want to lose |
| 00:43:36 | 00:43:38 | this |
| 00:43:36 | 00:43:39 | like i got to manage this properly so |
| 00:43:38 | 00:43:41 | that i don't lose it because i worked so |
| 00:43:39 | 00:43:43 | hard to get here so i can see yeah for |
| 00:43:41 | 00:43:43 | sure there's a bit more stress in that |
| 00:43:43 | 00:43:45 | realm |
| 00:43:43 | 00:43:47 | but when you don't have money the stress |
| 00:43:45 | 00:43:48 | is about not having the money so i mean |
| 00:43:47 | 00:43:50 | that's the thing it's like you always |
| 00:43:48 | 00:43:50 | think the grass is greener on the other |
| 00:43:50 | 00:43:52 | side |
| 00:43:50 | 00:43:53 | and that's why it's important to always |
| 00:43:52 | 00:43:56 | realize that yes |
| 00:43:53 | 00:43:57 | money can solve some problems but not |
| 00:43:56 | 00:43:58 | all of them |
| 00:43:57 | 00:44:00 | you can throw your money at some things |
| 00:43:58 | 00:44:01 | and make your life easier and that's |
| 00:44:00 | 00:44:03 | great |
| 00:44:01 | 00:44:04 | but a lot of the core challenges whether |
| 00:44:03 | 00:44:06 | it's |
| 00:44:04 | 00:44:08 | you know mental health challenges |
| 00:44:06 | 00:44:10 | challenges in your relationship |
| 00:44:08 | 00:44:12 | your spirituality like money doesn't |
| 00:44:10 | 00:44:14 | solve those things and those are the |
| 00:44:12 | 00:44:16 | things that are going to |
| 00:44:14 | 00:44:18 | when improved lead to higher levels of |
| 00:44:16 | 00:44:20 | fulfillment and happiness in your life |
| 00:44:18 | 00:44:21 | and so those are things that you can |
| 00:44:20 | 00:44:23 | start working on now |
| 00:44:21 | 00:44:24 | you don't need money to work on those |
| 00:44:23 | 00:44:26 | things you have to just make it a choice |
| 00:44:24 | 00:44:28 | that that's your priority that's what |
| 00:44:26 | 00:44:30 | you want to be focusing on |
| 00:44:28 | 00:44:31 | and yeah i mean this has been a long |
| 00:44:30 | 00:44:34 | video and i just want to encourage you |
| 00:44:31 | 00:44:35 | guys that wherever you are right now |
| 00:44:34 | 00:44:37 | you know you can achieve what you want |
| 00:44:35 | 00:44:39 | to achieve it starts with belief because |
| 00:44:37 | 00:44:40 | listen if you don't believe that you can |
| 00:44:39 | 00:44:41 | achieve |
| 00:44:40 | 00:44:44 | to become a millionaire then you never |
| 00:44:41 | 00:44:45 | will your belief |
| 00:44:44 | 00:44:47 | in whatever it is your goal is if you |
| 00:44:45 | 00:44:49 | have a belief that you can achieve a |
| 00:44:47 | 00:44:51 | goal that is going to directly |
| 00:44:49 | 00:44:52 | affect the amount of action that you |
| 00:44:51 | 00:44:54 | take |
| 00:44:52 | 00:44:56 | and the action you take will affect the |
| 00:44:54 | 00:44:58 | results that you see |
| 00:44:56 | 00:45:00 | and the results that you see will affect |
| 00:44:58 | 00:45:01 | the action that you take next it's a |
| 00:45:00 | 00:45:03 | cycle |
| 00:45:01 | 00:45:04 | and so it's important to start with like |
| 00:45:03 | 00:45:06 | having a strong belief |
| 00:45:04 | 00:45:08 | setting goals for yourself and believing |
| 00:45:06 | 00:45:09 | that you can achieve them and that will |
| 00:45:08 | 00:45:11 | be followed with action |
| 00:45:09 | 00:45:13 | yeah and whether or not you want to be a |
| 00:45:11 | 00:45:16 | millionaire i mean not everybody does |
| 00:45:13 | 00:45:17 | um but i think you know ultimately just |
| 00:45:16 | 00:45:19 | the message that we have too |
| 00:45:17 | 00:45:21 | is you know being a millionaire i mean |
| 00:45:19 | 00:45:22 | the the benefits and the pros outweigh |
| 00:45:21 | 00:45:24 | the cons for sure |
| 00:45:22 | 00:45:25 | um i i don't think either of us could |
| 00:45:24 | 00:45:27 | really go back |
| 00:45:25 | 00:45:29 | um to to what it was before just because |
| 00:45:27 | 00:45:30 | once you've experienced |
| 00:45:29 | 00:45:32 | some of the great benefits that it does |
| 00:45:30 | 00:45:34 | provide i know i can never go back |
| 00:45:32 | 00:45:36 | working for someone you know it's just |
| 00:45:34 | 00:45:38 | not in my dna i know that |
| 00:45:36 | 00:45:39 | i couldn't go back you know worrying and |
| 00:45:38 | 00:45:40 | struggling about money in the ways that |
| 00:45:39 | 00:45:42 | i did before so |
| 00:45:40 | 00:45:44 | the benefits are much greater than the |
| 00:45:42 | 00:45:44 | cons but we want to let you know there |
| 00:45:44 | 00:45:46 | are some |
| 00:45:44 | 00:45:48 | negatives and it's not that those |
| 00:45:46 | 00:45:48 | negatives perhaps will last forever |
| 00:45:48 | 00:45:51 | because i think |
| 00:45:48 | 00:45:52 | that you know once you can you know for |
| 00:45:51 | 00:45:53 | example you get the benefit of maybe |
| 00:45:52 | 00:45:55 | retiring |
| 00:45:53 | 00:45:57 | younger and earlier if you want to and |
| 00:45:55 | 00:45:58 | then in that case you can kind of get |
| 00:45:57 | 00:46:00 | rid of some of those negatives you can |
| 00:45:58 | 00:46:01 | you know let go of your team and all |
| 00:46:00 | 00:46:04 | that just live more of a simple life but |
| 00:46:01 | 00:46:05 | now you've built this nest egg and this |
| 00:46:04 | 00:46:07 | you know investments that can now |
| 00:46:05 | 00:46:10 | provide for you and you have that |
| 00:46:07 | 00:46:11 | that true freedom so overall i think it |
| 00:46:10 | 00:46:13 | opens up many more |
| 00:46:11 | 00:46:15 | opportunities and options of how you |
| 00:46:13 | 00:46:16 | want to live your life and even for us |
| 00:46:15 | 00:46:17 | we've discussed |
| 00:46:16 | 00:46:19 | you know what's what does our lifestyle |
| 00:46:17 | 00:46:21 | want to look like in the next five years |
| 00:46:19 | 00:46:22 | 10 years for us when we go into having a |
| 00:46:21 | 00:46:24 | family and kids |
| 00:46:22 | 00:46:26 | we're not going to have the same worries |
| 00:46:24 | 00:46:27 | and stresses that perhaps our parents |
| 00:46:26 | 00:46:29 | did |
| 00:46:27 | 00:46:31 | because they had to work so much to make |
| 00:46:29 | 00:46:32 | the money but then they also had to take |
| 00:46:31 | 00:46:34 | on the responsibility of being a parent |
| 00:46:32 | 00:46:36 | and for us the way we look at it is you |
| 00:46:34 | 00:46:38 | know what we might scale back how much |
| 00:46:36 | 00:46:39 | we work and our businesses and all that |
| 00:46:38 | 00:46:40 | at that point so that we can really |
| 00:46:39 | 00:46:43 | focus on being |
| 00:46:40 | 00:46:43 | much better parents um and maybe at a |
| 00:46:43 | 00:46:45 | certain point |
| 00:46:43 | 00:46:47 | enjoying her life even more so i'd say |
| 00:46:45 | 00:46:48 | the benefits overall are so much greater |
| 00:46:47 | 00:46:50 | when you look at it and maybe not |
| 00:46:48 | 00:46:51 | everyone wants to become a millionaire |
| 00:46:50 | 00:46:52 | but i think everyone |
| 00:46:51 | 00:46:54 | should set their goals to become |
| 00:46:52 | 00:46:56 | financially free you know |
| 00:46:54 | 00:46:58 | there's a difference between being |
| 00:46:56 | 00:46:59 | financially free and being a millionaire |
| 00:46:58 | 00:47:01 | financially free just means that your |
| 00:46:59 | 00:47:03 | expenses are paid for |
| 00:47:01 | 00:47:05 | your rent your groceries your any |
| 00:47:03 | 00:47:07 | monthly expenses that's taken care of |
| 00:47:05 | 00:47:08 | with the passive income that you create |
| 00:47:07 | 00:47:10 | and that's a big difference between |
| 00:47:08 | 00:47:11 | being a millionaire depends on what your |
| 00:47:10 | 00:47:14 | lifestyle is if you |
| 00:47:11 | 00:47:15 | live a high life or a simple life but i |
| 00:47:14 | 00:47:16 | think everyone should set that as their |
| 00:47:15 | 00:47:19 | goal because |
| 00:47:16 | 00:47:20 | that's going to open up like so many |
| 00:47:19 | 00:47:22 | opportunities for you you can live |
| 00:47:20 | 00:47:24 | life on your terms you can decide what |
| 00:47:22 | 00:47:25 | you want to do today if you want to work |
| 00:47:24 | 00:47:25 | or if you want to go to the beach if you |
| 00:47:25 | 00:47:28 | want to |
| 00:47:25 | 00:47:29 | spend time with your kids like that |
| 00:47:28 | 00:47:30 | should be i think everyone's goal and |
| 00:47:29 | 00:47:32 | everyone deserves to have that |
| 00:47:30 | 00:47:33 | experience of life so you can really |
| 00:47:32 | 00:47:35 | live life fully and |
| 00:47:33 | 00:47:36 | on your terms yeah and that's what i |
| 00:47:35 | 00:47:38 | said at the beginning of this is really |
| 00:47:36 | 00:47:39 | that's what changed my life the most was |
| 00:47:38 | 00:47:40 | becoming free |
| 00:47:39 | 00:47:42 | because then i no longer had to work a |
| 00:47:40 | 00:47:43 | job that i hated i no longer had to |
| 00:47:42 | 00:47:46 | worry about my money as much |
| 00:47:43 | 00:47:47 | i could be my own boss work from home |
| 00:47:46 | 00:47:49 | travel all those basic things |
| 00:47:47 | 00:47:51 | everything else beyond that was more |
| 00:47:49 | 00:47:53 | just a cherry on top so |
| 00:47:51 | 00:47:54 | create your freedom and there's so many |
| 00:47:53 | 00:47:56 | opportunities today to do that |
| 00:47:54 | 00:47:58 | if you want to build an online business |
| 00:47:56 | 00:47:59 | we're happy to support you we'll link to |
| 00:47:58 | 00:48:00 | uh below in the description of this |
| 00:47:59 | 00:48:03 | video here |
| 00:48:00 | 00:48:04 | um some resources we got free trainings |
| 00:48:03 | 00:48:06 | and resources and things that can guide |
| 00:48:04 | 00:48:07 | you in that direction |
| 00:48:06 | 00:48:09 | but you've got to make that decision for |
| 00:48:07 | 00:48:10 | yourself and as tatyana said have that |
| 00:48:09 | 00:48:12 | level of belief |
| 00:48:10 | 00:48:13 | so we're going to wrap this up if you |
| 00:48:12 | 00:48:14 | enjoyed this video please give it a |
| 00:48:13 | 00:48:16 | thumbs up |
| 00:48:14 | 00:48:18 | subscribe here for more leave a comment |
| 00:48:16 | 00:48:20 | below let us know some of your takeaways |
| 00:48:18 | 00:48:21 | or things that you learn from this video |
| 00:48:20 | 00:48:23 | or anything that you want to share if |
| 00:48:21 | 00:48:25 | you want to check out tatiana |
| 00:48:23 | 00:48:27 | i'll link to her channel tatiana james |
| 00:48:25 | 00:48:28 | on youtube on project life mastery on |
| 00:48:27 | 00:48:29 | youtube |
| 00:48:28 | 00:48:31 | we'll link those below so subscribe for |
| 00:48:29 | 00:48:32 | more and make sure that you follow us |
| 00:48:31 | 00:48:34 | there |
| 00:48:32 | 00:48:35 | on her channel and my channel as well |
| 00:48:34 | 00:48:36 | thank you guys so much we look forward |
| 00:48:35 | 00:48:40 | to seeing you again soon |
| 00:48:36 | 00:48:40 | god bless you and take care |
Recommended
- How to Open A US Bank Account For Foreigners (Remotely)
- Smart Finance Management Tool for Online Businesses
- The SECRET To SUCCESS In Life And Business 💫 (a formula that works)
- Some Words Of Encouragement As We Roll In 2022 With COVID-19
- 5 LIFE-CHANGING Success Lessons I Learned Playing Super Mario Bros 🎮
